Udharbook AI-Ledger Khata Book

Jagati Apps

In-app purchases

About this app

Udharbook AI is your smart AI-powered digital khata book for managing credit, debit, and cash transactions, built for Indian shopkeepers, traders, freelancers, and small business owners.

Say goodbye to paper udhar khata! With Udharbook AI, you can record transactions using your voice in seconds, track who owes you and who you owe, send WhatsApp reminders, and generate professional PDF reports — all from your phone.

🎙️ AI VOICE ENTRY
Record transactions just by speaking. Our AI understands Hindi, Gujarati, and English naturally. Faster than typing, perfect for busy shopkeepers.

📒 SMART KHATA BOOK
• Create and manage customer accounts (GET / GIVE)
• View real-time balance for each account
• Attach photos or PDF bills to any transaction
• Multiple payment methods: Cash, UPI, PhonePe, Paytm, Bank Transfer, Cheque and more

🏢 MULTI-BUSINESS SUPPORT
Run multiple shops or businesses? Switch between them instantly with our business switcher.

📊 REPORTS & EXPORTS
• Account-wise and master reports
• Download PDF statements
• Share reports directly on WhatsApp
• Filter by date, type, or account

💬 COLLECTION REMINDERS
Send WhatsApp reminders to customers who have pending payments. A pre-filled message is ready in one tap — no more awkward follow-ups.

🔒 SAFE & SECURE
• PIN, Fingerprint, and Face ID lock
• Automatic cloud backup
• Your data is always protected

📱 WORKS OFFLINE
Record entries even without internet. Data syncs automatically when you go back online.

PERFECT FOR:
1. Bakery, Juice or Snacks Shop credit management
2. Tailors or Garments Shop business credit
3. Chai, cigarette, Paan shops/khoka/thadi khata diary
4. Pharmacy or medical shop khata book
5. Bullion dealers, Jauharee or Jewelry sellers or Jewelers len den khata
6. General Store, Grocery shop, Provision Store or Kirana Shop
7. Electronic and Mobile Recharges to maintain udhar
8. Any other small, medium businesses who sell on cash credit
9. Personal Book Keeping or credit management
10. Micro financiers and money lenders or ugarani book
11. Stationary ledger account book
12. Food shop book
13. Udharkhata for Fruit sellers
14. Account book for CAs and Lawyers
15. Ledger Accounting tool for SMEs
16. Shop book for Tyre sellers
17. Ledger app for Tea shops
18. Creditor for Photoshop
19. Apna khata or mera khata for private users

Available in: English | हिंदी | ગુજરાતી | and more languages

Download Udharbook AI today — the smartest udhar khata app in India!

What’s new

Welcome to Udhaar Book AI — the smart digital ledger for small business owners and shopkeepers.

• Record credit (udhar) and payment transactions instantly
• Manage multiple customers and suppliers in one place
• AI-powered voice entry to add transactions hands-free
• WhatsApp reminders to collect payments easily
• Works offline — your data is always available
• Available in Hindi, Gujarati, English and more