Meet the easiest way to cash out check!
With Çekpara, you can convert the deferred checks you receive from your customers into cash within minutes without going to the branch. Çekpara is a new generation digital factoring service that eliminates the maturity in trade and enables you to reach the cash required for your business from your pocket.
✓ Quick and Easy
No branches, no guarantors, no long paperwork. You can cash your deferred check from your pocket within minutes.
✓ Free Check Score
With the artificial intelligence of Çekpara, you can get a free check score that shows the probability of your check being paid on the due date.
✓ Transactions in Mobile
You perform your transaction from the mobile application without going to the branch. During your transaction, your courier will come to the address you want to receive the check and your money will be deposited in your account within minutes before the courier leaves.
✓ No Guarantee
In order to reach the necessary cash for your business, no guarantee or surety is required, as is the case with bank loans, checks serve as collateral.
✓ Flexible Limit
You will not be stuck in a certain limit like in bank loans. As your sales increase, your transaction limit also increases.
You know the amount to be paid in return for a check from the beginning. You will not be faced with unexpected additional costs such as interest payment, penalties or compulsory insurance.
How does it work?
1. Scan the QR code of your check and send a photo
2. Confirm the amount to be paid for your check
3. Let's come to your address and receive the check
4. Receive your money in your account within minutes
Who is it for?
It is for businesses that do business, do not want to wait for the maturity of the checks they receive in return for their sales, and want to convert it into cash in the easiest and fastest way. Çekpara can be used by sole proprietorships and company officials of limited and joint stock companies that have legal characteristics.
What does it cost?
You can find out the estimated amount of payment for your check using the calculator in the application. This will give you a general overview, but the deductions will vary as each checkholder's creditworthiness is different. It is enough to send a photo of your check to get a price quote according to the current market conditions. Getting a quote is completely free.
Çekpara is a brand of the National Factoring firm authorized by the BRSA. For now, it serves only in Istanbul.