Loan10Minute

UNICAP INVESTMENTS PRIVATE LIMITED

About this app

Loan10Minute is a digital lending application owned and operated by UNICAP INVESTMENTS PRIVATE LIMITED, an RBI-registered Non-Banking Financial Company (NBFC). All loans are issued by UNICAP INVESTMENTS PRIVATE LIMITED.

At Loan10Minute, we believe that access to financial assistance should be quick, simple, and inclusive. As a tech-driven digital lending platform, we are dedicated to serving the underserved and unbanked segments of society by offering hassle-free, unsecured personal loans.

Our Mission:

Our mission is to empower individuals who face difficulties in securing credit from traditional financial institutions. Whether it’s for an urgent medical expense, a sudden bill, or an essential purchase, Loan10Minute ensures that fast, flexible, and reliable financial solutions are just a few taps away.

Who We Serve:

We are serving individuals who may not have easy access to traditional banking, including:
1) Salaried Persons – professionals and gig workers in need of short-term financial assistance
2) Self-Employed Individuals – small business owners, freelancers, and others without fixed monthly income but with consistent earnings
3) Unemployed Individuals – those currently between jobs or homemakers who may face sudden cash requirements

Age Criteria: 21 & above
Why Choose Loan10Minute?

Instant Loan Approvals – get funds in minutes with AI-powered verification
📲 100% Digital Process – no paperwork, everything via app
🔑 No Collateral Required – fully unsecured loans
📑 Minimal Documentation – apply with just PAN, Aadhaar & basic details
🔄 Flexible Repayment Options – choose a plan that fits your needs
🔒 Secure & Private – bank-grade encryption keeps your data safe

Loan Highlights:

– Instant Personal Loans up to ₹1,00,000 from RBI-registered lenders
– 100 % digital application, no collateral
– Repayment period: Minimum 62 days, Maximum 90 days
– Processing fee: up to 10 % of loan amount (+18 % GST)
– Maximum Annual Percentage Rate (APR): 120 % (including all fees and charges) depending on risk profile, tenure, and loan amount

Example: If you borrow ₹10,000 with 3% monthly interest for 12 months:
• Loan Amount: ₹10,000
• Monthly EMI: ₹1,004.69
• Total Repayment: ₹12,056.28
• Total Interest: ₹2,056.28
• Annual Percentage Rate (APR): 42.576%

How It Works:

1. Download the App:
* Available on the App Store and Google Play Store.
* Free to download and use.
2. Register:
* Sign up with your phone number.
* Complete your profile with basic personal and financial information.
3. Application Process:
* Select the loan amount from ₹10,000 to ₹1,00,000 and a repayment term of up to 365 days.
* Upload the necessary documents and submit your application.
4. Get Approved:
* Receive instant approval and loan offer.
* Review and accept the loan terms.
5. Receive Funds:
* Loan amount is credited to your bank account within minutes.
6. Repay on Time:
* Follow the repayment schedule provided in the app.
* Make payments directly through the app using our secure payment gateway.

Our Lending Partner Details:
(Loans facilitated from RBI Registered NBFC)
UNICAP INVESTMENTS PRIVATE LIMITED
CIN : U67100DL1995PTC072587
Registered Office: Unit No. 201 to 218, Second Floor, KLJ Tower North, Netaji Subhash Place, Wazirpur, Delhi- 110034

Note: Loan10Minute (https://loan10minute.com) is a mobile application owned by UNICAP INVESTMENTS PRIVATE LIMITED

Privacy Policy: https://loan10minute.com/privacypolicy

If you have any concerns related to this policy or want to submit a data deletion request, please contact us at:

Email: [e-mail]
Phone: [phone]
Address: Unit No. 201 to 218, Second Floor, KLJ Tower North, Netaji Subhash Place, Wazirpur, Delhi- 110034

What’s new

Welcome to the first release of Loan10Minute!

Smooth and simple loan application experience
Quick and easy onboarding
Improved performance and user experience

We're excited to have you with us. More improvements coming soon! 🚀