UPay Wallet

UPay

About this app

UPay redefines digital finance through its comprehensive banking platform that seamlessly merges cryptocurrency with traditional financial services. As a fintech innovator, we deliver secure, intuitive solutions designed for the modern digital economy. Our ecosystem combines institutional-grade security with user-friendly functionality, offering individuals and businesses unprecedented control over their financial future.At the heart of our platform lies the UPay Web3 Wallet - a sophisticated yet accessible solution supporting major cryptocurrencies including BTC, ETH, USDT, and USDC. Beyond simple storage, our wallet serves as a gateway to an integrated financial ecosystem featuring multi-currency crypto cards, intelligent finance management, and global currency exchange services.


Security remains paramount, with military-grade encryption, two-factor authentication, and blockchain-powered safeguards ensuring complete asset protection. Our payment solutions break down financial barriers, offering instant crypto-to-fiat conversion across eight major currencies (USD, EUR, JPY, GBP, CNY, CAD, AUD, HKD) through virtual and physical cards accepted worldwide. Fully compatible with Apple Pay and Google Pay, our cards provide competitive exchange rates and customizable spending limits - all managed effortlessly via the UPay app.


We empower financial growth through flexible crypto finance solutions offering daily-compounded returns on both demand deposits and fixed-term (30/60/90 day) investments. Our borderless remittance service enables rapid, low-cost transfers between crypto and traditional currencies, simplifying both personal and business transactions.
What sets UPay apart is our ability to transform complex blockchain technology into intuitive financial tools. Our three-pillar ecosystem - smart wallet, crypto payment solutions, and yield-generating products - establishes new standards in digital asset management. Built on robust blockchain architecture with 24/7 dedicated support, we guarantee swift, secure transactions meeting institutional security standards.


More than a service provider, UPay represents a financial revolution. We're creating a world where geographical boundaries and institutional limitations no longer constrain economic opportunity. For crypto enthusiasts, international professionals, and forward-thinking individuals alike, UPay delivers a secure, seamless gateway to the future of finance - where innovation meets accessibility, and technology serves human needs.

Ratings and reviews

Deposit crypto available, payments in the offline stores are available. But Upay added zero before my phone number automatically. Now I can't pay on internet, create new card or see card details as SMS don't arrive. And I can't change verification method as...sms not available. Support service starts, but then always crashes.

it's a good app just some time doesn't give otp on time..hope they can fix that and make the app user interface a little better and add dark mode..and the conversation rate is too low compared to other applications

Upay Wallet offers multi-currency support, crypto payments, and virtual cards with a simple interface. However, many users report withdrawal issues, card failures, and slow customer support. Trust ratings are mixed, so it’s better to use small amounts only and avoid storing large funds.

What’s new

Optimize the card activation process