Kipoo - AI Budgeting

Upvoy Team

Contains adsIn-app purchases

About this app

Kipoo makes managing your money feel as natural as texting. Stop wrestling with spreadsheets or clunky forms—just tell Kipoo what you spent or earned, and our AI‑powered assistant does the rest. Whether you’re buying a coffee, getting paid back by a friend, or moving money between accounts, Kipoo turns your words into a precise transaction. Your entire budget is always just a conversation away.

Why Kipoo?
• Chat‑First: Log expenses, incomes, and transfers by simply chatting. Skip manual data entry—Kipoo understands natural language like “Spent €12.50 at Starbucks” or “Received $50 from Alex.”
• Real‑Time Tracking: See current balances across multiple accounts and wallets. Create Cash, Card, Savings, or custom accounts with starting balances and mark them as included or excluded from your totals.
• Smart Drafts & Confirmation: Kipoo creates draft transactions from your messages, asks quick follow‑up questions if needed, and never saves without your confirmation.
• Budgets & Insights: Set monthly limits per category (Groceries, Transport, Eating Out, etc.) and track what’s left. Get a daily safe‑to‑spend amount to stay within your goals.
• Spending Breakdown: Visualize where your money goes via a clear dashboard with wallet balances and category charts.
• CSV Export: Download your data anytime for personal records or tax season.
• Privacy First: Photos and receipts are processed then deleted; only the confirmed details you approve are stored.
• Works Globally: Designed for users in Europe and the US. Supports multiple currencies and automatic currency detection when you type amounts.
• Always in Control: Undo a saved transaction within seconds. Cancel or discard drafts at any time.

Premium upgrade (Kipoo Pro):
Unlock our full AI assistant to automatically categorize merchants, extract receipts, and answer questions like “What did I spend on dining out last month?” Plus, remove ads and create unlimited accounts. A free trial is available, and you can subscribe monthly or annually.

Kipoo is perfect for:
• Anyone who wants an effortless way to track money without spreadsheets
• Freelancers and small‑business owners who need to record transactions quickly
• Students and families who share budgets across multiple accounts
• Anyone seeking clarity and control over daily spending

Download Kipoo today and start budgeting like you text—simple, smart, and always in your pocket.

Privacy & terms:
Kipoo is committed to protecting your data. For more information, see our Privacy Policy and Terms of Use within the app.

What’s new

We’ve added a new Budgets feature so you can track your monthly spending more easily. You’ll also see improved ad behavior and enhanced app performance.