Content rating
Everyone
10+
Downloads
Content rating
Everyone
Learn more
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About this app

Centavo is a streamlined personal finance and manual bookkeeping ecosystem built for speed and zero-friction tracking.

Designed to simplify your daily financial habits, Centavo features a dedicated Borrowers Portal (Utang Tracker). Easily log personal loans, track partial payment timelines, monitor remaining balances, and easily flag overdue accounts. Best of all, you can automate email reminders directly to borrowers on their due dates—completely eliminating the awkwardness of manual chasing.

Key Features:
• Utang Tracker (Borrowers Portal): Log personal loans, track partial payment timelines, and monitor remaining balances across all your devices.
• Smart Bills Tracker: Never miss a utility bill or subscription deadline. Track due dates with live dashboard badges and get automated email or in-app alerts before deadlines.
• Interactive Spending Dashboard: Get a bird's-eye view of your overall financial health with sleek, interactive daily spending charts.
• Hassle-Free Data Control: Effortlessly migrate your history from Excel or other apps via a built-in CSV bulk import engine. Native support for light and dark modes included!

Take control of your personal ledger today with Centavo.
Updated on
Jul 22, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Photos and videos and 2 others
Data is encrypted in transit
You can request that data be deleted

What’s new

Centavo is a streamlined personal finance and manual bookkeeping app built for zero-friction tracking.

What's New:
• System Maintenance & Security: Updated target Android API level to meet Google Play's latest security, performance, and compatibility standards.
• Performance Improvements: Bug fixes and performance optimizations for smoother expense tracking on newer Android versions.
Content rating
Everyone
Learn more

App support

About the developer
KHEN ELVIN SOSA DIAZ
developer.khendiaz@gmail.com
Philippines