4.1
10.3K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Welcome to Utkarsh Mobile Banking App – This is the official mobile banking service from Utkarsh small finance bank. Utkarsh Mobile App seamlessly combines best-in-class technology and service to bring you an meaningful banking experience. This app will give the Utkarsh account holders a option to use our services whether you're at home, work, or on the move. Utkarsh Mobile App is your financial companion and available 24/7.

With Utkarsh Mobile App, you can:

Manage Your Accounts: Check balances, view transaction history, and monitor account activity in real-time.

Transfer Funds: Effortlessly move money between your accounts or send funds to friends and family with just a few tap using various payment options such as IMPS, NEFT, RTGS, UPI Lite among others

Pay Bills: Simplify your life and pay your bills promptly while on-the-go

Open Fixed Deposits / Recurring Deposits at your convenience

Update Nominee Details

Locker – You can apply for Locker facility through the mobile App. Just fill in the details and our representative will call you for further process

TDS Summary – You can get your TDS Summary at any given time through Utkarsh Mobile App

Apply for loans – Opt for competitive interest rates on our array of Loans

And much more options await you for your Banking needs!

To start the service, download Utkarsh Mobile App today and log in with your Utkarsh Small Finance Bank online banking credentials. If you're not yet enrolled in online banking, sign up directly through the app or website and begin enjoying the convenience of Utkarsh Mobile App.
Updated on
Jan 16, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection

Ratings and reviews

4.1
10.2K reviews
prabhat kumar Khare
January 18, 2026
disappointing.error in sim verification. kindly update this app for fix. says could not verify your mobile number.kindly try again with bank registered mobile number. while message and whatsapp banking are working on same mobile number. kindly fix it soon. I could not register on utkarsh mobile app. hope you will take it seriously.
5 people found this review helpful
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UTKARSH SMALL FINANCE BANK
January 19, 2026
Dear prabhat kumar Khare, Thank you for your time. We regret the inconvenience caused. For assistance, please call 1800 123 9878 or email us at customercare@utkarsh.bank. We're here to help! Have a good day! Regards, Utkarsh Small Finance Bank Ltd
Kaif
January 13, 2026
Do not apply for a credit card from this bank, why is this bank fraud My payment has not been refunded yet, it has been 3 months since this bank has not refunded my payment and it keeps saying that it will be refunded for about 2-2 इस बैंक से क्रेडिट कार्ड के लिए आवेदन न करें, यह बैंक धोखाधड़ी क्यों कर रहा है? मेरा भुगतान अभी तक वापस नहीं किया गया है, इस बैंक ने तीन महीने से मेरा भुगतान वापस नहीं किया है और यह कहता रहता है कि...
1 person found this review helpful
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UTKARSH SMALL FINANCE BANK
January 14, 2026
Dear Kaif, Thank you for your time. We regret the inconvenience caused. For assistance, please call 1800-123-9878 or email us at customercare@utkarsh.bank. We're here to help! Have a good day! Regards, Utkarsh Small Finance Bank Ltd
Praveen Kumar
January 13, 2026
very frequently app requires update, every time it update it will not accept password , again and again need to reset password 🤬
1 person found this review helpful
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What’s new

Update with minor fixes and improvements.

App support

About the developer
UTKARSH SMALL FINANCE BANK LIMITED
usfb.bnk@gmail.com
Utkarsh Tower, NH-31 (Airport Road) Sehmalpur, Kazi Sarai, Harhua, Varanasi, Uttar Pradesh 221105 India
+91 99111 07898

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