4.1
10.4K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Welcome to Utkarsh Mobile Banking App – This is the official mobile banking service from Utkarsh small finance bank. Utkarsh Mobile App seamlessly combines best-in-class technology and service to bring you an meaningful banking experience. This app will give the Utkarsh account holders a option to use our services whether you're at home, work, or on the move. Utkarsh Mobile App is your financial companion and available 24/7.

With Utkarsh Mobile App, you can:

Manage Your Accounts: Check balances, view transaction history, and monitor account activity in real-time.

Transfer Funds: Effortlessly move money between your accounts or send funds to friends and family with just a few tap using various payment options such as IMPS, NEFT, RTGS, UPI Lite among others

Pay Bills: Simplify your life and pay your bills promptly while on-the-go

Open Fixed Deposits / Recurring Deposits at your convenience

Update Nominee Details

Locker – You can apply for Locker facility through the mobile App. Just fill in the details and our representative will call you for further process

TDS Summary – You can get your TDS Summary at any given time through Utkarsh Mobile App

Apply for loans – Opt for competitive interest rates on our array of Loans

And much more options await you for your Banking needs!

To start the service, download Utkarsh Mobile App today and log in with your Utkarsh Small Finance Bank online banking credentials. If you're not yet enrolled in online banking, sign up directly through the app or website and begin enjoying the convenience of Utkarsh Mobile App.
Updated on
Mar 19, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection

Ratings and reviews

4.1
10.3K reviews
Nagamma
March 5, 2026
worst bank i never seen ever simply putting my account debit freez already going 15days no body can response here and bank people will come and verified location again for unfreeze account but still I didn't get any respond irresponsible people are in this bank bank people only come to my location and open this account again they will come location verification for unfreeze but no use
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Avinash Kumar
March 21, 2026
Your app has an old UI kindly update with new one.. it is frustrating for everyone... with new features and extra features without branch visit... 😡😡😡😭😭😭 and Your app interface is old and kindly gives a new interface or launch a new features app with advanced features and more features for Debit card control, Account unfreeze by mobile banking, Re-KYC verification and more... Kindly launch Utkarsh Bank 2.0 mobile version...
1 person found this review helpful
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Sudha Dwivedy
January 26, 2026
kindly give a new interface or UI for your app.. Your app's interface is old.. I dislike your bank Interface design... and give me more features like Re-KYC verification process, Debit card control interface, Account unfreeze or Freeze by mobile banking and Like internet banking, mobile banking, UPI and more to lock when not in use..
6 people found this review helpful
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What’s new

Update with minor fixes and improvements.

App support

About the developer
UTKARSH SMALL FINANCE BANK LIMITED
usfb.bnk@gmail.com
Utkarsh Tower, NH-31 (Airport Road) Sehmalpur, Kazi Sarai, Harhua, Varanasi, Uttar Pradesh 221105 India
+91 99111 07898