Utoppia

Utoppia

About this app

It’s no longer a dream. It’s a choice.

Open a real U.S. account in your name and start living without borders.

Your life is global. Your money should be too.

Receive, manage, and move your USD from anywhere in the world. Full control of your dollars, without friction.

Now your USD can also move as digital dollars: USDC and USDT — fast, global, and always under your control.

All in one app:
– A USD account in your name
– Traditional and digital dollar movements
– Global transfers, no schedules, no borders

Opening your account takes just minutes. All you need is a valid local ID. Fully digital. Secure. In your name.

The world has changed. Your money can move differently, too.

Wake up. Your dollars are already global.

Utoppia is a financial technology company, not a bank. Banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers failure of insured depository institutions and applies under certain conditions.

Ratings and reviews

This app is incredibly sketchy, buggy and if you're lucky it's just a massive waste of time. Mostly they don't accept new registrations, or if they do, from just a few countries. But they always pretend to be open for business, wasting people's time. So far, two of their banking partners collapsed (how do you achieve that?). People talk if losing their money. I don't understand why this app is allowed. Even just the false advertising alone..

I do like the app, but now, once the app upgraded it stopped working on my phone which is not rooted. Support sent me a generic reply thus far and would need more specific guidance on the issue because it says my phone is 'unsafe' without any specific parameters. I have a Moto Edge 30 pro. [Edit Review: App started working out of the blue again and support reached out, so kudos for them in being proactive.]

Bank looks good...Asks for basic documents upload..I got stuck as street no. doesn't take numerics strangely but alphatets will work...U can change letter..Chat function instant... Executive took seconds to explain.... Outstanding service, no dialling needed..Debit card is virtual MasterCard, Crypto etc all there..Will detail after any transaction, incoming, spending then etc happens..

What’s new

It’s no longer just a dream.

You can open a U.S. account in your name, from abroad.

And start living the life you imagine.