Utoppia - Global Neobank

4.2
1.32K reviews
50K+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

๐Ÿ‡บ๐Ÿ‡ธ Utoppia is the global neobank* for borderless people.

Open a USD account in the US without being a US resident. No need to travel, you just need your phone and a valid passport.

๐Ÿ’ธ Get paid in USD for free

Receive payments in your own name account from any bank in the US or platforms like Deel, Wise, PayPal, Payoneer, Airbnb and more, for free and in simple steps. You just need to share your account details.

๐Ÿ“ˆ Earn interest with Utoppia Plus

Get returns on your money with Utoppia Plus. Access an investment account, invest your USD and beat the inflation.
Try one month free, then only $5 per month


๐Ÿ’ณ Spend in USD with no fees

Pay in USD with no fees using your Utoppia Card *(2), an international virtual debit card. Make online payments or add it to Apple Pay and make contactless payments in millions of physical stores all over the world.

๐Ÿฆ Transfer money with ACH or SWIFT transfers

Send money with domestic and international bank transfers to wallets, platforms and banks, wherever you are. Transfer using the Same Day ACH and your money will arrive at your name in 24 hours or sooner with a very low cost.

๐Ÿฆ Bill Payments

Pay your Bills in your country with the best exchange rate. Forget about making lines, exchanging USD or moving your money trough apps of banks. Get reminders and be up to date with Utoppiaโ€™s Bill Payments


๐Ÿค‘ Pay anyone with no fees

Make instant and free transfers between Utoppians from wherever you are with our U2U feature.

๐Ÿ‘จโ€๐Ÿ’ป Designed for digital professionals, remote workers, freelancers and digital nomads with global financial needs.
๐ŸŒŽ Available in more than 31 countries.


Join thousands of users all over the world and start living a borderless life.

Download the app now!

* Utoppia is not a bank. Utoppia provides services through its Software Provider and Bank Partners. Banking services provided by Synapse Brokerage LLC, a registered broker dealer and member SIPC. *(2) New accounts will not have access to the virtual debit card. We are working to integrate a new vendor and offer you a better service.
Updated on
Jun 3, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
1.31K reviews
Eduardo Sacco
May 15, 2024
Never had a problem with the app and it works super good. However... first they take out crypto feature, now the virtual card. Honestly this kinda sucks.
1 person found this review helpful
Did you find this helpful?
Utoppia
December 16, 2022
Hi, Eduardo! Thank you so much for your feedback. It helps us to continue building the best Neobank! We will take account your suggestion for further updates. ๐Ÿ˜Š๐Ÿš€
tristan
May 23, 2024
Easy to use.... Well it was... I'm really hoping they find a reliable banking partner who will be able to continue their services ๐Ÿ™
Did you find this helpful?
Utoppia
May 23, 2024
Hi Tristan! Thank you so much for your feedback!! Yes, we are working very hard to relaunch Utoppia with more an better services shortly! ๐Ÿ™Œ๐Ÿป๐Ÿš€๏ธ๐Ÿš€๏ธ๐Ÿš€
Togninou
February 16, 2024
Best online bank , way better than WISE if you use only USD . They not gonna close your account for nothing or because you make a lot transfer etc.. I very recommend that app . We just need the physical card ๐Ÿ™
1 person found this review helpful
Did you find this helpful?
Utoppia
February 16, 2024
Thanks for your feedback, Togninou! It helps us a lot to keep improving our servicies!

What's new

In this new version, we have focused on addressing defects and making general performance improvements.

App support