Varicash

Varicash

About this app

Varicash – Instant Credit Line Against Mutual Funds

Need quick cash but don’t want to sell your mutual funds?
With Varicash, you can get an instant credit line by pledging your existing mutual fund investments. You keep earning returns on your funds while getting the money you need.


Why choose Varicash?
No need to redeem your investments
Instant approval & quick transfer to your bank account
Low interest rates & flexible repayment
100% paperless and secure
RBI-compliant process with registered banks/NBFCs

How it works:
Link your mutual funds securely via CAMS/KFintech
See your eligible loan amount instantly
Accept the offer & get money in your account
Repay anytime and get your funds unpledged

Example:
If you borrow ₹1,00,000 for 12 months at 10% p.a. interest with a ₹1,000 + GST processing fee:
Loan amount you get: ₹98,820 (after processing fee deduction)
Monthly EMI: ₹8,792
Total interest: ₹5,504
Total you repay: ₹1,05,504
APR (including processing fee): ~10.77%

Who can use Varicash?
Anyone in India holding mutual funds (salaried, self-employed, or professional) looking for quick liquidity without breaking investments.

Security you can trust:
Your data is encrypted with bank-grade security. We never share your details without consent.

Disclaimer: Loans are offered by RBI-registered NBFCs/Banks. Loan approval depends on your eligibility and lender’s terms.