Paisai - Expense & Budget AI

Velzio Apps

Contains adsIn-app purchases

About this app

Paisai is an AI expense tracker. Type what you spent — "coffee 4.50" or "chai 30" — in plain English or Hindi, and it logs the amount, figures out the category, and knows whether it's money in or out. No forms, no dropdowns, no bank login. Then ask it questions like "where did my money go this week?" and get a plain-English answer pulled from your real spending. That's the whole app in two steps: log fast, ask questions, get answers — 100% offline, with nothing ever sent to a server.

★ HOW LOGGING WORKS Type "coffee 4.50", "chai 30" or "salary 50000" and Paisai auto-detects the category, the amount, and whether it's money in or out. Natural language parsing in English and Hindi, built on 740+ recognized keywords, gets better at reading your shorthand the more you use it. Prefer not to type at all? Point your camera at a receipt and on-device ML reads the amount for you — the image never leaves your phone. Or let Paisai auto-detect UPI and bank SMS from HDFC, SBI, ICICI, Axis, Kotak, Yes Bank, IDFC, PNB, BoB, Canara, Indian Bank, PhonePe, GPay, Paytm, BHIM, Amazon Pay, CRED, and MobiKwik — every detection sits in a queue waiting for your one-tap approval, nothing gets logged without you confirming it.

★ HOW THE AI INSIGHTS WORK Once a week of spending is logged, ask Paisai things like "where did my money go this week?" in English or Hindi and get a real answer, not a chart you have to interpret yourself.

Weekly AI spending reports, written in plain language
Overspend alerts the moment a category jumps 30%+
A financial health score (0–100) that moves as your habits do
Smart suggestions for where you could realistically save more
An auto-generated month-end summary, no manual pulling of numbers

★ THE REST OF YOUR MONTHLY MONEY Beyond day-to-day logging, Paisai holds monthly budgets by category with visual progress bars, savings goals, EMIs, SIPs, rent and recurring subscriptions, plus a running cash book for daily cash flow — so nothing recurring or slow-building sneaks up on you, and you're not juggling a separate app for each of those.

★ SMART ANALYTICS 50+ built-in categories, monthly summaries, income-vs-expense charts, a category breakdown, and daily spending patterns — the dashboard you'd otherwise have to build yourself in a spreadsheet.

★ PRIVACY-FIRST (THE REAL DIFFERENCE) No signup. No bank login. No data ever sent to a server. The AI only ever sees category-level summaries — never your individual transactions. Biometric + PIN lock on top. Most expense trackers ask you to connect your bank or sign up with email; Paisai doesn't. It's the privacy of pen-and-paper with the power of AI.

★ MULTI-CURRENCY + INR INR, USD, EUR, GBP, IDR, BRL and 50+ more currencies. Travel-ready.

★ 10 LANGUAGES English, हिंदी (Hindi), Spanish, Portuguese, French, German, Italian, Turkish, Indonesian, Russian.

★ WHO IT'S FOR Students tracking pocket money, freelancers keeping business and personal spending apart, salaried professionals juggling EMIs and SIPs, families running one shared household budget, and small business owners who just need a fast daily cash book.

★ FREE FOREVER The full expense tracker is free, forever. ₹149 / $1.99 one-time removes ads. AI Pro (₹499 / $5.99 a month) unlocks unlimited AI chats.

★ PERMISSIONS — PLAIN ENGLISH

SMS (optional): only for bank & UPI transaction detection. We do NOT read personal messages.
Camera: only for receipt scanning, on-device, never uploaded.

★ GET STARTED IN 30 SECONDS

Download — no signup
Type "lunch 250"
Done. You're tracking.

Paisai — an AI expense tracker built for people who want their finance data to stay theirs.

What’s new

Bug Fixes and Improvements