Vexo

Richard Holding AS

About this app

Vexo is a personal budget planner built around one idea: money is clearer when it looks like a printed ledger, not a chart-heavy dashboard.

Open the app to your Today overview — a balance in large serif numerals, a daylight horizon strip, and a quiet list of incoming and outgoing amounts. From there, every feature is a ledger entry:

- Budgets: envelope-style limits by category, with rings that fill as you spend.
- Ledger: every transaction in one list. Search, filter, or tap the plus button to add a new entry.
- Bills: recurring expenses and subscriptions organized by due date. See what is coming before it arrives.
- Savings goals: named jars with progress toward each target — Emergency Fund, Trip, New Laptop.
- Almanac: category patterns, timing stats, and monthly spending that read like a printed annual report.

Quiet Wisdom surfaces short money tips through the More tab. Multi-account balances let you split across cash and card. All data stays on-device — no account required, no cloud sync.

The interface adapts fully to light and dark mode. Light mode reads like cream paper and ink. Dark mode shifts to a deep navy surface that keeps contrast comfortable at every hour.