50K+
Downloads
Content rating
Everyone
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Screenshot image
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Screenshot image

About this app

Vibecredit is an application that allows you to apply for loans online, with security, speed and no hidden fees.

Loan Product Information:
Loan amount: ₦30000 to ₦300000
Loan term: 120 days to 360 days
Interest rate: 24% annualized interest rate
Processing Fee: ₦ 60 ~ ₦ 2,000 for one-time charge depending on loan tenure and amount;
GST: 18% of the Processing Fee in accordance with the policy and laws;
APR: Up to 45% (Annual Percentage Rate including Interest, Processing Fee and GST);

An example:
Loan Amount: ₦10,000
Tenure: 2 months with interest Rate: 25.55% per annum
Interest = ₦10,000 * 25.55% / 365 * 91 = ₦637;
Processing Fee = ₦200;
GST = ₦200 * 18% = ₦36;
Repayment Amount: ₦ 10,873=₦10,000 + ₦ 637 + ₦ 200 + ₦ 36;
APR = (₦ 10,873 - ₦ 10,000) / ₦ 10,000 / 91 * 365 = 35.01%;

How to use the Vibecredit?
1. Download from the Google play and log in with your mobile number to register;
2. Select the product you would like to apply for and fill in your personal information;
3. The final application result will be shown in the APP after get approved;
4. Receive your loan straight into your bank account.

Why choose Vibecredit?
Transparency: Vibecredit is a product of online loan service, registered under Nigeria law.
Instant Personal Loan: you can Get 24*7 access the money anywhere, anytime.
Efficient: We process your instant loan application quickly and swiftly. No paperwork and no hassle because we put your needs first.

Eligibility:
Nigeria Resident;
18-56 years old;
Source of a monthly income;

Tips:Paying your bills on time and building a good credit history will help you to get a higher credit limit

Contact us if you have any questions:
The customer service is always ready to help you, please contact us in the following ways:
E-mail: vibecredit@product.co
Updated on
Dec 1, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity and Device or other IDs
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit

What's new

Bug fix