Canaan Tài is an instant cash and personal loan service for self-employed individuals, helping to overcome financial difficulties through quick and flexible cash solutions to meet diverse needs such as education, healthcare, and transportation.
Key Features and Highlights:
- Loan amount: From VND 5,000,000 to VND 18,000,000.
- Minimum repayment term: 180 days.
- Maximum repayment term: 365 days.
- Annual Percentage Rate (APR): From 10%/year to a maximum of 28%/year.
- Service fees & Transaction fees: Included in the APR (Guaranteed no additional hidden fees beyond the published APR).
Typical Example
Assuming you are approved for a personal loan of VND 18,000,000 with a repayment term of 6 months (180 days), applying a maximum APR of 28%/year:
- Total interest and fees payable in 6 months: VND 18,000,000 * 28 * (180 / 365) = VND 2,485,479.
- Additional service/transaction fees: VND 0 (Integrated in APR).
- Total cost of the loan: VND 2,485,479.
- Total amount to be repaid after 6 months (Principal + interest + fees): VND 18,000,000 + VND 2,485,479 = VND 20,485,479.
- Monthly recurring payment amount: approximately VND 3,414,247/month.
Disclaimer: The above example is for illustrative purposes only. Actual loan approval and conditions (credit limit, term, interest rate) depend entirely on the results of the internal credit score assessment and the specific terms in the loan agreement signed on the application.
Registration Requirements:
Users must provide a valid ID card/citizen identification card and bank account information in their name for a secure online assessment process.
Partnerships & Legal Compliance:
Canaan Tài partners with reputable banks such as TECHCOMBANK, SACOMBANK, VIB, and UOB. The application operates in compliance with the regulations of the State Bank of Vietnam (SBV), the Ministry of Finance (MOF), and the National Credit Information Center (CIC).
Contact Us
- Email: service@canaanservice.com
- Address: 99/4 HT35 Street, Ward 1, Hiep Thanh Ward, District 12, Ho Chi Minh City, Vietnam
- Phone: +84 547663085
- Website: http://www.canaanservice.com/