Vinayak Micro

GWIT PVT. LTD.

About this app

Vinayak MICRO is a loan servicing and financial management application designed to help customers conveniently access and manage information related to their existing financial services.

The application provides customers with useful information about their loan accounts, repayment schedules, EMI details and other relevant account information. The app is intended to make loan servicing and account management more convenient and transparent.

## Key Features

* View loan account information
* Check outstanding loan amount
* View EMI and repayment details
* Track repayment schedules
* View applicable interest information
* Access relevant loan-related information
* Manage and monitor loan repayment information in one place

## Loan Terms Information

For applicable financial products serviced by SSMFI MICRO:

* **Minimum repayment period:** 12 months
* **Maximum repayment period:** 60 months
* **Maximum Annual Percentage Rate (APR):** 20%
* **Repayment frequency:** Monthly

The availability of specific loan terms, interest rates, repayment schedules and applicable charges depends on the financial product and the customer's individual agreement.

## Representative Example

The following example is provided only to explain the calculation of loan repayment information:

* **Loan Amount:** ₹2,00,000
* **Interest Rate:** 20%
* **Loan Tenure:** 12 months
* **Repayment Frequency:** Monthly
* **Discount:** ₹0
* **Total Interest:** ₹40,000
* **Representative Monthly Payment:** ₹20,000
* **Total Repayment Amount:** ₹2,40,000

This is a representative example only. Actual loan terms, interest, applicable fees, EMI and total repayment amount are based on the customer's applicable loan agreement.

## About KuberMicro

**Authorized Share Capital:** ₹10,00,000
**Paid-up Share Capital:** ₹7,50,000

## Financial Partner Information

## Important Information

Vinayak Micro does **not provide or disburse loans through this application**. The application is intended for servicing and managing information related to financial services and existing customer accounts.

The app does not guarantee loan approval, loan disbursement or access to any financial product. Customers should refer to their applicable loan agreement and official documentation for complete information regarding their loan, repayment obligations, interest and applicable charges.

All financial terms are subject to the applicable agreement, eligibility requirements and policies of the relevant financial service provider.