4.4
1.04K reviews
50K+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Download Virginia Credit Union’s online banking app, VACU Mobile App! The VACU Mobile App gives you 24/7 access to your VACU accounts, both personal and business. You can check balances, transfer money, make payments, locate branches and ATMs, deposit checks, and more!

What you can look forward to in our app:
• Consistent features between our website and mobile app, with easy-to-read account snapshots and more menu options at your finger tips.
• Enhanced security with two-factor authentication for increased peace of mind.
• Transfers made easy. Seamlessly transfer money between your VACU accounts, other financial institutions, and other VACU members.
• On-the-go deposits. In the app, effortlessly deposit checks wherever you are. Plus, you’ll have easy access to check images.

Learn more about online banking with Virginia Credit Union at vacu.org/olb.
Updated on
Jan 26, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 6 others
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
1.02K reviews
Erica Simms
December 2, 2025
One of the worse banking apps. It glitches 90% of the time. Can't see some of my accounts because the menu bar is stuck on it. They don't use Zelle which is horribly inconvenient. The app is old, and you can tell they didn't put any money into it or maintaining it. If they did put any money in, they went for a cheap company and it shows. Also why have a separate app to manage cards. If VACU really cared about it's members they would listen to these reviews, but they haven't changed anything.
3 people found this review helpful
Did you find this helpful?
Carol Beth
October 31, 2025
sometimes app will show an EFT payment twice, one as paid and the other as pending due to be paid later,which is confusing since you only owe one. Causes you to panic. I call VACU and it never shows their end, they say wait till next day to see if it clears. I don't like the actual payment dates for pending items. Pending purchases/payments should be debited immediately from current balance. I do not like this app.
1 person found this review helpful
Did you find this helpful?
Joe Aprile
August 16, 2024
Horrible update. Takes twice as long to log in now. They chose to go with "pretty" looking interface over functional. Bring the old app back, there was nothing wrong with it!! The message "this is taking longer than usual" is a constant, so it is no longer unusual. Honestly that message is the most stable thing the app has going for it as it is the only thing I see ALL the time. Bring back the old one that logged in instantly!!
16 people found this review helpful
Did you find this helpful?

What’s new

Feature enhancements and bug fixes

App support

Phone number
+18043236800
About the developer
Virginia Credit Union, Inc.
memsvc@vacu.org
7500 Boulder View Dr Richmond, VA 23225 United States
+1 804-323-6000