Penny – Your Smart Expense & Budget Tracker
Tired of manually logging every expense? Penny automatically tracks your spending by reading your bank & payment SMS notifications — no more forgotten entries, no more guesswork about where your money goes.
AUTO-TRACK EXPENSES FROM SMS
Penny scans your transaction SMS in real-time and automatically records your spends. Every debit, every payment — logged instantly without you lifting a finger.
MANUAL ENTRY, YOUR WAY
Prefer to add expenses yourself? Penny also lets you manually log spends, cash payments, or anything your SMS might miss.
SET & TRACK BUDGETS
Create monthly or category-wise budgets and track your progress in real time. Get a clear picture of how much you've spent and how much is left — before you overspend.
SPENDING INSIGHTS & CATEGORIES
Understand your money habits with automatic categorization — food, shopping, bills, transport, and more. See exactly where your money is going, month after month.
SIMPLE, CLEAN, FAST
No clutter, no confusion. Penny is built to be lightweight and intuitive so tracking your expenses takes seconds, not minutes.
PRIVACY FIRST
Your SMS data is processed securely on your device to detect transactions. Penny is built with your financial privacy as a priority.
WHY USE PENNY?
✔ Automatic expense tracking from SMS
✔ Manual expense entry option
✔ Budget planning & tracking
✔ Category-wise spending breakdown
✔ Clean, easy-to-use interface
✔ No more spreadsheets or forgotten expenses
Whether you're trying to save more, stick to a budget, or just understand your spending habits, Penny makes personal finance tracking effortless — automatically.
Download Penny today and take control of your money, one transaction at a time.