Viva Money: Personal Loan App
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About this app
Get instant access to a ₹2 Lakh revolving credit line through a trusted cash credit loan app with 0% interest for up to 51 days or easy EMIs, zero paperwork, and quick approval — powered by RBI-registered NBFC FincFriends Pvt Ltd, offering financial freedom. It is India’s trusted credit line for borrowing money online.
Why Choose Viva Money- Line of Credit?
With Viva Money - flexi personal loan app, you get:
📌 0% interest loans for up to 51 days – Withdraw & repay within the grace period without paying any interest
📌 Credit line loan up to ₹2,00,000 – Borrow as per your needs
📌 Flexi personal loan - Approvals in less than 15 minutes
📌 Revolving line of credit app – Get continuous access to funds
📌 Pay interest only on the withdrawn amount
📌 100% digital process with zero paperwork
📌 Aadhar Card Loan from RBI-registered NBFC
📌 Easy Online Loan– Convert into 5, 10, or 20 months
How to Apply for a Viva Credit Line Loan?
Get an Aadhar Card Loan in just 15 minutes by following these simple steps:
Download the Viva Money - micro loan app
Log in with your mobile number
Add your PAN & Aadhaar details & check your eligibility
Complete VKYC verification
Get instant approval & access your 0% interest loan anytime!
How Does Viva’s 0% Interest Loan App Work?
Example: On 1st January, Rahul was looking for the best personal loan app & applied for a credit line loan of ₹1,50,000. He gets approved but doesn’t withdraw any funds initially. On 1st February, he withdrew ₹50,000 to buy a laptop. Since we offer a 51-day grace period, he can now repay the loan by 20th March & enjoy a 0% interest loan.
A processing fee of 4.5% applies to the total withdrawal of the first month, which drops to 2% for all upcoming months' withdrawals. If Rahul chooses not to repay within the grace period, he can easily convert it into installments via an EMI Loan App, with flexible tenures of 5, 10, or 20 months. We offer interest rates ranging from 18%-40% APR at our cash credit loan app.
As an example:
Micro loan amount: ₹50,000
Loan Tenure: 5 months
Rate of Interest: 40% per annum
Processing fee (first month): 4.5% = ₹2,250 + GST = ₹2,655
Total interest for 5 months: ₹6,810
Total cost if paid in EMI = ₹50,000 + ₹2,655 + ₹6,810 = ₹59,465
Who Can Apply for a Credit Line through Viva Money - flexi personal loan app?
You can easily apply for a credit line loan through the Viva Money - business line of credit app if you fulfill these criteria:
✅ Minimum monthly income of ₹15,000 & household income of ₹25,000
✅ Must be in the age group of 21 to 64 years
✅ Viva Money - money loan app is currently live in Karnataka, Maharashtra, Gujarat, Goa & Tamil Nadu. So, you must be located in one of these states to apply.
Documents Required for Aadhar Card Loan:
✅ PAN Card
✅ Aadhaar Card
Secure & Reliable Lending:
Your privacy & security are our top priorities at Viva Money- emi loan app. We follow strict RBI guidelines & advanced encryption protocols to keep your data safe. Our lending partner, FincFriends, ensures a seamless & transparent borrowing experience for credit lines.
App Permissions Required:
📌 SMS
📌 One-time access for camera, microphone, & location.
Why is Viva Money the Best Personal Loan App?
Unlike other EMI loan apps, Viva Money- provides a faster, paperless process with flexible repayment options. Whether you need funds for medical emergencies, travel, education, home renovations, or anything else, our credit money app ensures quick access to cash without hassle. Viva Money is a great choice for working professionals, as it has proven to be one of the best cash credit loan apps. We also cater to self-employed & small business owners, making Viva Money a top choice as a credit money app.
Download Viva Money – your trusted Aadhar Card Loan App for borrowing money online!
Contact Us:
📩 Email: chat@vivamoney.in
🌐 Website: https://vivamoney.in
Why Choose Viva Money- Line of Credit?
With Viva Money - flexi personal loan app, you get:
📌 0% interest loans for up to 51 days – Withdraw & repay within the grace period without paying any interest
📌 Credit line loan up to ₹2,00,000 – Borrow as per your needs
📌 Flexi personal loan - Approvals in less than 15 minutes
📌 Revolving line of credit app – Get continuous access to funds
📌 Pay interest only on the withdrawn amount
📌 100% digital process with zero paperwork
📌 Aadhar Card Loan from RBI-registered NBFC
📌 Easy Online Loan– Convert into 5, 10, or 20 months
How to Apply for a Viva Credit Line Loan?
Get an Aadhar Card Loan in just 15 minutes by following these simple steps:
Download the Viva Money - micro loan app
Log in with your mobile number
Add your PAN & Aadhaar details & check your eligibility
Complete VKYC verification
Get instant approval & access your 0% interest loan anytime!
How Does Viva’s 0% Interest Loan App Work?
Example: On 1st January, Rahul was looking for the best personal loan app & applied for a credit line loan of ₹1,50,000. He gets approved but doesn’t withdraw any funds initially. On 1st February, he withdrew ₹50,000 to buy a laptop. Since we offer a 51-day grace period, he can now repay the loan by 20th March & enjoy a 0% interest loan.
A processing fee of 4.5% applies to the total withdrawal of the first month, which drops to 2% for all upcoming months' withdrawals. If Rahul chooses not to repay within the grace period, he can easily convert it into installments via an EMI Loan App, with flexible tenures of 5, 10, or 20 months. We offer interest rates ranging from 18%-40% APR at our cash credit loan app.
As an example:
Micro loan amount: ₹50,000
Loan Tenure: 5 months
Rate of Interest: 40% per annum
Processing fee (first month): 4.5% = ₹2,250 + GST = ₹2,655
Total interest for 5 months: ₹6,810
Total cost if paid in EMI = ₹50,000 + ₹2,655 + ₹6,810 = ₹59,465
Who Can Apply for a Credit Line through Viva Money - flexi personal loan app?
You can easily apply for a credit line loan through the Viva Money - business line of credit app if you fulfill these criteria:
✅ Minimum monthly income of ₹15,000 & household income of ₹25,000
✅ Must be in the age group of 21 to 64 years
✅ Viva Money - money loan app is currently live in Karnataka, Maharashtra, Gujarat, Goa & Tamil Nadu. So, you must be located in one of these states to apply.
Documents Required for Aadhar Card Loan:
✅ PAN Card
✅ Aadhaar Card
Secure & Reliable Lending:
Your privacy & security are our top priorities at Viva Money- emi loan app. We follow strict RBI guidelines & advanced encryption protocols to keep your data safe. Our lending partner, FincFriends, ensures a seamless & transparent borrowing experience for credit lines.
App Permissions Required:
📌 SMS
📌 One-time access for camera, microphone, & location.
Why is Viva Money the Best Personal Loan App?
Unlike other EMI loan apps, Viva Money- provides a faster, paperless process with flexible repayment options. Whether you need funds for medical emergencies, travel, education, home renovations, or anything else, our credit money app ensures quick access to cash without hassle. Viva Money is a great choice for working professionals, as it has proven to be one of the best cash credit loan apps. We also cater to self-employed & small business owners, making Viva Money a top choice as a credit money app.
Download Viva Money – your trusted Aadhar Card Loan App for borrowing money online!
Contact Us:
📩 Email: chat@vivamoney.in
🌐 Website: https://vivamoney.in
Updated on
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About the developer
VIVAMONEY SOLUTIONS PRIVATE LIMITED
itsupport@vivamoney.in
BHIVE Workspace, 1st Floor, No.467/468
Situated on, Shri Krishna Temple Rd, Indiranagar 1st Stage
Bengaluru, Karnataka 560038
India
+91 73535 89292
