Vmoney - Instant personal loan

Venus Barter Pvt Ltd

About this app

VMoney provides loans through its own NBFC, Venus Barter Private Limited, a registered NBFC with RBI. VMoney offers fast, secure personal loans with automatic bank transaction verification — no manual statement upload needed for confirming disbursement or EMI payments. Whether you need money for emergency expenses, debt consolidation, or a major purchase, VMoney has you covered.
Why Choose VMoney?
Whether you're salaried or self-employed, VMoney meets your immediate financial needs — loans up to ₹1 lakh, disbursed directly to your bank account, quickly and securely.
Features of the VMoney Instant Personal Loan App
● Higher Loan Amounts: Loans up to ₹1 lakh
● 100% Online Application: Minimal documentation required
● Transparent Process: No hidden charges
● Auto-reads bank SMS for instant transaction verification — confirms loan disbursement and EMI payments in real time
Reasons to Choose VMoney
● Fast Approval: Loans from ₹1,000 to ₹1 lakh
● Flexible Repayment: Plans tailored to your needs
● User-Friendly Interface: Apply for, track, and manage your loan from your phone
Applying for a Personal Loan — 3 Steps

Complete KYC and submit required documents
Select your loan amount
Once approved, funds are disbursed to your bank account

Loan Details
Loan range: ₹1,000 – ₹1,00,000
Minimum Tenure: 62 Days | Maximum Tenure: 12 months
Interest: up to 36% p.a. | Maximum APR: 35%–150% (based on individual eligibility, assessed via submitted documents)
Example — Salaried Individual:
Loan Amount: ₹10,000 | Tenure: 90 Days | Interest Rate: 28% p.a.
Total Interest: ₹690 | Processing Fee (4%): ₹400 | GST on Fee: ₹72
Total Payable: ₹11,162 | APR: 47.12%
Documents Required
● PAN Card ● Aadhaar Card ● Bank Statement (last 6 months) ● Salary Slip (last 3 months)
Eligibility
● Minimum income ₹10,000/month
● Indian citizens/residents, 21+ years
Security, Compliance & Permissions
Licensed NBFC app by Venus Barter Private Limited, a company registered with the Reserve Bank of India (RBI). VMoney reads only bank and UPI transaction SMS from registered financial sender IDs (e.g., SBI, HDFC, ICICI, Axis, PhonePe, GPay) during active app sessions, solely to verify transaction and repayment status. Personal messages and non-financial SMS are never accessed, stored, or shared. Loan eligibility is assessed using your submitted KYC documents, bank statements, and salary slips — not SMS content.
Data is encrypted in transit and at rest, and is never sold or shared with third parties for advertising.
Cities: PAN India
Read our full Privacy Policy: https://vmoney.in/policies/privacy-policy/
Contact Us
Mobile: [phone] | Email: [e-mail] | Website: vmoney.in
Registered Address: 71, Metcalfe Street, 3rd Floor, Room 302, Kolkata, West Bengal, 700013
Corporate Office: C/708 Sheetal Westpark Imperia Block C, Vastrapur Railway Crossing Road, Ahmedabad, Gujarat – 380015

What’s new

• Improved financial transaction tracking.
• Enhanced Support with ticket creation and tracking.
• Improved communication and ticket status visibility.
• Email verification is now required before applying for a loan.
• Bug fixes and performance improvements.