Vmoney

Venus Barter Pvt Ltd

About this app

VMoney provides loans through its own NBFC, Venus Barter Private Limited, which is a
registered NBFC with RBI.
Looking for an instant loan? VMoney’s personal loan app offers fast, secure, and flexible
financial solutions at your fingertips. Whether you need money for emergency expenses,
debt consolidation, or a major purchase, our loan app has you covered!
Why is VMoney the best loan app? Whether you're salaried, the VMoney app meets all your
immediate financial needs. Our loan app provides loans up to ₹1 lakh directly into your bank
account quickly and securely.
We provide a personalized experience to streamline your finances. With VMoney, the
possibilities are endless.
Features of the VMoney Instant Personal Loan App
● Higher Loan Amounts: Loans up to ₹1 lakh
● 100% Online Application: Online process with minimal documentation required
● Transparent Process: No hidden charges
Reasons to Choose VMoney’s Personal Loan App
● Fast Approval: Get loans ranging from ₹1,000 to ₹1 lakh quickly and securely
● Flexible Repayment: Plans that are tailored to your needs
● User-Friendly Interface: Apply for, track and manage your loan easily from your phone
Applying for a Personal Loan Through our App
You can get a quick loan online in just 3 steps:
● complete the KYC and Submit all the required documents
● Select the Loan Amount
● Once approved, the funds will be disbursed to your bank account
Details of Personal Loan:
We provide personal loans ranging from ₹1k to ₹1 lakh. Interest rates upto 36% pa.
● Minimum Tenure: 62 Days
● Maximum Tenure: 12 months
● Maximum Annual Percentage Rate (APR):35% to 150% (based on individual customer eligibility and risk assessment)
Example: Personal Loan for Salaried Individuals:
Loan Amount: Rs. 10000
Tenure: 90 Days
Interest Rate: 28% per year
Total Interest Payable: Rs. 10,000 x 28%/ 365 x 90 = Rs.690
Processing Fees (4%): Rs.400(10000*4%)
GST(Processing Fees*18%): Rs.72(400*18%)
Total Amount Payable: Rs.10000+Rs.690+Rs.400+Rs.72=Rs.11162
Annual percentage rate (APR): (₹11162 - ₹10000) / ₹10000 / 90 x 365 = 47.12%
Documents Required for Instant Personal Loan
● PAN Card
● Aadhaar Card
● Bank Statement (last 6 months)
● Salary Slip (last 3 months)
Eligibility Criteria for Instant Personal Loan
● Minimum income of ₹10,000
● Indian citizens and residents who are at least 21 years old
Cities where we operate: PAN India
Data Security via Online Loan Application
We have a highly secure and encrypted system to guarantee the security of the information
shared by our clients. To read our privacy policy, click here:
https://vmoney.in/policies/privacy-policy/
Contact Us
Mobile Number: 9512182185
Official Mail ID: [e-mail]
Official Website: vmoney.in
Registered Address: 71, Metcalfe Street, 3rd Floor, Room 302, Kolkata, West Bengal,
700013
Corporate Office Address: C /708 Sheetal Westpark Imperia Block C, Vastrapur Railway
Crossing Road, Ahmedabad Ahmedabad, Gujarat - 380015