Tamo-Vay nhẹ, sống thảnh thơi

WETECH APPLIED TECHNOLOGY ENGINEERING CO., LTD.

About this app

Tamo - Easy Loans, Happy Living
When financial needs arise, you need more than just a loan tool; you need a partner who understands you and is ready to support you. Tamo applies smart technology and professional services, aiming to be a reliable, transparent, and convenient part of your personal financial management. We want every experience with Tamo to help you become more confident, proactive, and build a healthy financial life.

Flexible Solutions – Your Choice
💰 Loan Limit: 500,000 VND – 42,600,000 VND
Whether you need to manage your finances urgently or plan your spending, we offer flexible loan limits from low to high.

📅 Loan Term: Minimum 91 days, maximum 180 days
You can freely choose a term that suits your repayment ability.
📊 Annual Rate Percentage (APR): No more than 19.35% (daily interest rate 0.053%)
📝 Example of costs:
Assuming you borrow 10 million VND for 91 days with a daily interest rate of 0.053%:
Total interest: 10,000,000 VND * 91 * 0.053% = 482,300 VND
Total amount to be repaid: 10,000,000 VND + 482,300 VND = 10,482,300 VND

Why choose Tamo?

1. 🏠 Simple application requirements
No house, no car? Tamo can still support you because we always listen to everyone's needs. Most customers take less than 10 minutes to complete their loan application.

2. 🚀 Fast Loan Approval
On average, automatic approval takes 10 minutes, with the system making decisions in seconds. Suitable for urgent situations when you need money immediately.

3. 📋 Transparent Interest Rates
Interest rates are clearly stated, with no hidden fees.

4. 😄 Optimal User Experience
100% online operation, stable application performance, and thoughtful guidance and reminders from Tamo at every step.

5. 🔒 Commitment to Security & Information Safety
We absolutely do not share information with third parties without your permission. Our encryption system protects your data – security is our core principle.

How to apply for a loan?

1. Download and register: Search for “Tamo” on the app store and register an account.

2. Fill in information: Provide your personal information as instructed. 3. Receive estimated loan limit: The system assesses and displays a suitable loan limit for you.

4. Submit loan request: Choose the amount and repayment term, then submit your loan application.

5. Wait for approval: Applications are reviewed quickly and you will be notified immediately.

6. Receive disbursement: After approval, the money will be transferred to your linked bank account.

How to repay the loan?

You can repay through online banking, Viettel Pay, Zalo Pay, or transfer to the separate payment account displayed in the Tamo app.

After successful payment, you will receive a confirmation notification immediately.
Registration requirements:
• 18 years old or older
• Vietnamese nationality
• Possess a valid ID card/citizen identification card issued by the state

Frequently Asked Questions:
Q1: Is Tamo an online lending application?

A: Yes, it is. Tamo is a 100% online credit loan application, requiring no collateral. The loan amount is transferred directly to your bank account, and you have full control over the funds.

Q2: What types of loans does Tamo offer?
A: Tamo primarily offers personal credit loans, supporting a variety of needs such as: consumer purchases, education, medical expenses, business working capital… Tamo uses technology to provide flexible and convenient loan solutions for you.

Important Note
• Borrowing money involves risks; please borrow wisely. Apply for a loan based on your actual repayment ability and reasonable spending habits to avoid late payments.

• Tamo fully complies with Vietnamese law. Please ensure the information you provide is accurate and truthful.

• If you encounter any problems or have any questions, our customer service team is always ready to assist you.

Contact Support
📧 Customer Service Email: [e-mail]
📞 Hotline: [phone] (Monday – Sunday, 8:00 AM – 5:00 PM)
📍 Address: 208 Co Bac Street, Co Giang Ward, District 1, Ho Chi Minh City 71013, Vietnam
🔗 Privacy Policy: https://www.tamovay.vn/privacy

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