VPay Business

VIRTUAL GALAXY INFOTECH PVT. LTD. NAGPUR

About this app

V-Pay Business app is a Unified Payment System for All Digital Transactions. It is a revolutionary product that empowers Merchants with most advanced Digital Payment System. V-Pay app is also a cloud based API platform which can be easily integrated with any Bank's Core Banking Solution (CBS).With V-Pay app you can link your bank account and transfer & receive money with all digital payment utilities instantly. V-Pay is the most safe and secure app that meets all your payment and banking needs and is much better option to Internet and mobile banking.

Payment Receipt Channels
V-Pay is an aggregated fintech platform for all new payment receipt channels like UPI Payments, BHIM-UPI / Bharat QR Code, Aadhaar Pay, POS Machine, Micro ATM & Cash at POS and Payment gateway.
Income Receipt Channels
Income receipt channels like Bharat Bill Payment System (BBPS) /Non BBPS, Insurance, Mutual Fund, Online Personal Finance, Online Recurring (RD)/Fixed (FD) Deposit and Mobile Banking.
UPI
V-Pay app’s UPI allows a Business, Merchants to collect payments directly using Virtual Payment Address (VPA ID) of their customers, without the hassle of typing credit card details, IFSC code, or net banking/ wallet passwords.
POS Machine
POS Machine integration with V-Pay app empowers Merchants with one more universally accepted digital payment system. With this facility Merchants can now accomplish all transaction done by using card terminals which are interconnected with payment gateway.
Micro ATM
V-Pay app’s Micro ATM services are handheld point of sale terminals used to disburse cash in remote locations where bank branches cannot reach. Same terminal can be utilized for Micro ATM & Merchant Payment collection. V-Pay app smartly manages transactions with PayNext Payment Switch.
Open Banking APIs
Bulk Payments, now made smarter with V-Pay's Open Banking APIs. Now you can do unlimited payouts with V-Pay’s APIs directly from your bank account. You can schedule and make Bulk Payments like Vendor Payouts, Salary Payments, Customer Refunds & Cashbacks, Loan Disbursal, Rewards for Online Games and so on. V-Pay's Open Banking APIs lets you keep a track of all your payments details.

Aadhaar Pay
V-Pay app’s Aadhaar Pay is the easiest way to receive payments from customers. Receiving payment from customer using Aadhaar Pay does not require any password or PIN. Customer's fingerprint authentication is done through a biometric machine and payment is automatically credited to merchant's bank account.
Utilities Bill Payment
V-Pay app’s Bharat Bill Payment System is an integrated online platform for all kinds of utility Bill payments like Electric Bill, Water, Gas, DTH, Phone etc. The Biggest Advantage of V-Pay’s BBPS Service is that the Bill can be paid anywhere and anytime.

Mobile Banking
With V-Pay app user gets complete Mobile Banking on their fingertips. It provides secure and safe channel for Banking. It can be seamlessly integrated with (CBS) core banking software system and other channels using ISO 8583 Protocol
Insurance
V-Pay app helps you in getting right Insurance from Multiple Insurance Partners. With V-Pay app's Insurance Service you get a chance to make more informed decision, do a comparison check of Features and Prices of different Insurance Policies across various companies.
VirtualKhataBook
VirtualKhataBook (Ledger Account Book) of V-Pay app replaces your traditional Udhar bahi khata with most advanced digital ledger cash book. Business Owners, Merchants can maintain their customer's accounts and record credit and debit transactions. With ‘VirtualKhataBook’ Business Owners, Merchants can accept payment with complete digital payments mentioned above. Best part of the app is that you can set payment reminders date and chat with your customers.