Cridgo

Uttam Automations

About this app

Cridgo — Credit That Moves With You

Cridgo is your everyday companion for taking charge of your credit. Designed to be light, responsive, and refreshingly straightforward, Cridgo brings together credit insights, spending awareness, and money habits into a single mobile experience — empowering you to make smarter decisions today and stronger ones tomorrow.

What Cridgo Brings to Your Pocket

Live Credit Insights Track your credit position the moment things change. Cridgo translates complex scoring signals into plain-language summaries, pinpointing the behaviors that are lifting your profile and the ones quietly holding it back — so you always know where to focus next.

Smart Spending Tracker Capture every rupee in and out without the spreadsheet headache. Cridgo automatically groups your transactions, reveals where your money tends to drift, and helps you build savings targets that actually stick. Budgeting becomes a habit, not a chore.

Credit, Made Clear When you need a little more room to reach a goal, Cridgo helps you access credit through RBI-registered NBFCs, with every number shown to you upfront.

- Amount: ₹500 to ₹20,000 (PAN India)
- Tenure: 61 to 365 days
- Interest Rate: 12% to 36% per annum (1–3% per month)
- Maximum APR (interest rate plus fees): 78%
- Processing Fee: starting from ₹99
- No membership or upfront fees — the loan amount is paid out in full
- Disbursal: Credited directly to your bank account by the RBI-registered NBFCs
- Lending Partners: Cridgo Private Limited
Representative Example: For a loan of ₹4,000 over 62 days (two installments of 31 days each) at 12% p.a. with fees of ₹440 (incl. GST), the total cost is ₹61 (interest) + ₹440 = ₹501, and the total amount payable is ₹4,501, with installments of ₹2,261 and ₹2,240.

Eligibility: Indian citizen, aged 18 or above, salaried or self-employed meeting the minimum income requirement, with no negative information in the credit bureau. Documents required: Aadhaar, PAN, and a selfie.
Effortless, Distraction-Free Design We believe a finance app should feel calm, not crowded. Cridgo's interface strips away the noise and surfaces only what matters in the moment — whether you are just getting started or checking in between meetings.
Privacy Built Into the Core Your financial data is yours alone. Cridgo applies bank-level encryption, strict access controls, and transparent data-handling practices. We never share, sell, or repurpose your information — full stop.

Why Choose Cridgo? Financial confidence shouldn't be reserved for finance experts. Cridgo makes credit management approachable for anyone, pairing clear data with practical next steps. Whether you are rebuilding after a setback, working toward a major life milestone, or simply trying to stay on top of monthly cash flow, Cridgo keeps you moving forward — one informed decision at a time.
Support We're here whenever you need a hand with Cridgo. Business Hours: Monday to Friday, 9:00 AM – 6:00 PM 📧 Email: [e-mail]

What’s new

Credit on the Go. Move Money, Move Forward.