Wadiaa

Wadiaa App

About this app

Wadiaa - Smart Finance, Simplified
Your complete financial ecosystem for investment, fundraising, and lending. Whether you're growing wealth through strategic investments, raising capital for your business, or accessing flexible loans, Wadiaa provides a secure, transparent, and legally compliant platform.

TWO POWERFUL PLATFORMS
CROWDFUNDING & INVESTMENT (CI)
Connect capital with opportunity through our regulated crowdfunding ecosystem.
PEER-TO-PEER LENDING (P2P)
Access diversified lending solutions tailored to your business needs.

FOR INVESTORS
Three Investment Tiers

Tier 1: Entry-level access with curated opportunities
Tier 2: Enhanced limits for growing portfolios
Tier 3: Premium capacity for experienced investors

How to Invest:

Complete KYC verification
Browse live campaigns
Invest in verified businesses
Track returns in real-time
Diversify across multiple sectors

Investment Benefits:
Pre-vetted business opportunities
Transparent fee structure
Real-time portfolio tracking
Legal compliance framework
Secure transactions

FOR FUNDRAISERS
Launch Your Business Vision
Transform your idea into reality by connecting with qualified investors.
Campaign Process:

Complete business profile
KYC verification (mandatory)
Create detailed campaign
Launch to investor community
Receive funds with minimal platform fees

Fundraiser Advantages:
Access to diverse investor pool
Transparent pricing
Professional campaign tools
Legal compliance support
Real-time progress tracking.

FLEXIBLE LOAN PRODUCTS
1. Term Loan
Fixed-tenure loans for capital expenditure, expansion, and equipment. Predictable EMIs, competitive rates, flexible schedules.
2. Flexi Loan
Revolving credit for working capital. Pay interest only on utilized amounts. Perfect for seasonal businesses and variable expenses.
3. Bill Discounting
Revolutionary B2B financing:
Sellers receive immediate payment
Buyers get flexible repayment
Strengthen supplier relationships
Improve cash flow instantly

SECURITY & COMPLIANCE
Your Safety is Our Priority
Mandatory KYC for all users
Admin oversight on every loan
Bank-grade encryption
Regulatory compliance
Legal framework protection
Verified user ecosystem

KEY FEATURES
Complete Platform

Dual ecosystem: Investment + Lending
Multiple investor tiers
Three flexible loan products
Real-time tracking
Professional dashboard

User Experience

Intuitive interface
Quick registration
Easy KYC process
Instant notifications
Seamless transactions

Trust & Transparency

Clear fee structure
No hidden charges
Admin review process
Verified opportunities
Legal protection

WHO BENEFITS?
Entrepreneurs: Raise capital without traditional banking hurdles
Investors: Diversify with alternative investments
Business Owners: Access flexible business loans
Individuals: Personal loans with competitive rates
Traders: Improve cash flow through bill discounting
Lenders: Earn returns by funding quality borrowers

WHY WADIAA?

PLATFORM INTEGRITY
Built on principles of transparency, security, compliance, fairness, and innovation. Every transaction is protected, every user is verified, and every opportunity is genuine.
SUPPORT
Our dedicated team helps you:
Complete KYC verification
Understand investment options
Resolve queries

IMPORTANT NOTICE
All investments carry risk. Loans subject to approval. KYC mandatory per regulations. Must be 18+ to use. Read all terms carefully before participating.

Download Wadiaa today and transform your financial future.

What’s new

Initial public release Core features implemented