Wallet Plus: Lend & Borrow

Dipen Khadka

About this app

Wallet Plus is a private, offline app for tracking money you lend, money you borrow, repayments, settlements, and personal balances. No sign-up, no cloud, no ads — everything stays on your device.

Whether you lend small amounts to friends, share expenses with roommates, or borrow occasionally, Wallet Plus helps you track balances clearly. You can even apply optional interest to any lent amount and let the app calculate the updated balance automatically.

━━━ FEATURES ━━━

• Lend & Borrow Tracker
Record any amount as Lent (someone owes you) or Borrowed (you owe someone). Quick, simple entries.

• Per-Person Balance Overview
Instantly see who owes what. Tap a contact to view full history and all transactions.

• Optional Interest on Lent Amounts
Apply percentage-based interest on any lent entry. Wallet Plus updates the balance automatically.

• Installment Settlements
Receive or repay partial amounts anytime. The remaining balance adjusts in real time until fully settled.

• Proof Attachments
Add photos of cash handovers or screenshots of digital payments for quick reference later.

• Dashboard & Charts
Track total lent, total borrowed, net balance, and trends over time with clean visual charts.

• Smart Reminders
Set reminders for follow-ups or repayments. Works completely offline through local notifications.

• Backup & Restore (Offline Export)
Export all data as a JSON file and restore anytime with Smart Merge, Replace All, or Keep Current.

• PIN + Biometric Lock
Protect your personal lending and borrowing data with a PIN or fingerprint/face unlock.

• Trash / Recovery
Restore deleted entries easily.

• Dark Mode
Clean, comfortable UI for low-light use.

━━━ PRIVACY-FIRST ━━━
• No account, no sign-in
• No internet permissions — fully offline
• No ads, no trackers, no analytics
• Your data stays on your phone, always

━━━ WHO IS IT FOR? ━━━
• People who lend and borrow small amounts with friends or family
• Roommates managing shared expenses
• Individuals who want a simple offline money tracker
• Anyone who wants interest calculation for personal lending
• Users who prefer private, offline financial tools
• Freelancers managing client advances & settlements
• Roommates sharing rent, bills, groceries

What’s new

• Fixed reminders not showing — due-date and event notifications now work
reliably, even when the app is closed.
• New dashboard cards: "Upcoming & due" and "Top balances" (toggle in Settings).
• Long-press the app icon for quick Lend / Borrow / Settle shortcuts.
• Polished empty states and fixed buttons overlapping the navigation bar.