Warqa • Carnet & Dépenses

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Content rating
Everyone
10+
Downloads
Content rating
Everyone
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About this app

Warqa (ورقة) is the account, credit, and expense tracker designed specifically for the daily lives of families, artisans, and business owners in Morocco.

No more lost scraps of paper or guesswork! With its warm design inspired by classic school notebooks and its iconic red margin, Warqa combines the simplicity of lined paper with the speed of a smart, 100% Moroccan notebook.

📝 ALL YOUR NOTEBOOK IN ONE PLACE:

• Spreadsheets & Expenses: Record your purchases and expenses line by line (market, construction site, bills, groceries, etc.). The app automatically calculates the total in Dirhams (DH) with instant conversion to Rial and a detailed display of Moroccan banknotes (الصرف والفلوس).

• Credit Tracking & Due Dates: Mark a sheet as "Credit," set a due date with automatic reminders so you never miss a customer or supplier payment.

• Integrated Contact Information: Link the customer's, craftsman's (Maâlem's), or grocer's phone number directly to their spreadsheet. With a simple click on the contact icon at the top of the page, call them, message them on WhatsApp/SMS, or send them the detailed calculation receipt via WhatsApp!

• Built-in Calculator: No need to open an external calculator! Enter your multiplications, quantities, and additions directly within your spreadsheet.

• Shopping Lists ➔ One-Click Calculation: Prepare your shopping list, check off the items purchased as you go, then click "Calculate" to automatically transform your checked purchases into a ready-to-fill spreadsheet. • Savings Goals & Money Bank: Bring your projects to life (Umrah for parents, Eid, vacations, or personal projects). Set your goal and track your contributions day by day.

✍️ PERSONALIZATION & HANDWRITING:
• Choose your notebook's font: Patrick Hand (handwritten style), Zain (rounded and soft), Beiruti, Cream Froth, IBM Plex Mono, or Tajawal.

• Change the paper color to suit your taste: Classic White, Yellow, Emerald, or Dark (night mode).

• Available in French and Moroccan Arabic (Darija).

💾 AUTOMATIC BACKUP & 100% OFFLINE:

• Automatic local backup (.calc): Every time you make a change, Warqa automatically saves a secure copy of your accounts to your phone (Download/Warqa folder) so you never lose anything, even if you switch phones.

• PDF & Excel Export: Share your account spreadsheets as a clean PDF or Excel file on WhatsApp with just one click.

• 100% Offline & Private: Works everywhere without an internet connection. Your accounts remain strictly on your device and can be protected with a PIN or your fingerprint.

Download Warqa (ورقة) today and rediscover the joy of managing your finances with complete peace of mind!
Moroccan notebook: DH/Rial calculations, credit, shopping lists & auto-save.
Updated on
Oct 13, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Device or other IDs
  • This app may collect these data types
    Device or other IDs
  • Data is encrypted in transit
  • Data can’t be deleted