IndiaP2P Borrower

Trickle Flood Technologies Private Limited

About this app

IndiaP2P Borrower – Loan Management
IndiaP2P Borrower is a self-service application designed for registered borrowers to complete onboarding, access loan information, and manage EMI repayments through the IndiaP2P platform.
The application enables users to:
• Complete borrower onboarding and KYC verification
• Access sanctioned loan details and repayment schedules
• Track EMIs and outstanding balances
• Repay EMIs through supported payment channels
• Receive repayment reminders and service notifications
• Access borrower support services
IMPORTANT DISCLOSURE
IndiaP2P is a peer-to-peer loan facilitation platform operated by Trickle Flood Technologies Pvt Ltd. The platform facilitates loan transactions between registered borrowers and lenders through regulated escrow mechanisms in accordance with applicable Indian laws and platform policies.
The platform does not provide guaranteed loan approvals. Loan approvals are subject to borrower eligibility, verification, lender participation, underwriting criteria, and applicable risk assessment processes.
The app is intended for loan onboarding, loan management, repayment tracking, and related facilitation activities.
Loan Information:
• Loan Amount Range: ₹30,000 – ₹2,00,000
• Loan Tenure: 12 to 24 months
• Annual Interest Rate (APR): 26% – 32% reducing balance basis
• Processing Fee: Up to 3% of the sanctioned loan amount
• Documentation/platform charges may apply as disclosed during loan acceptance
• Penal charges may apply in case of delayed repayments
Representative Example:
For a loan amount of ₹50,000 with a tenure of 18 months at an annual interest rate of 26% (reducing balance basis):
• EMI: Approx. ₹3,430/month
• Processing Fee: ₹1,000
• Documentation Fee: ₹500
• Platform Fee: ₹1,000
Final repayment obligations depend on the repayment schedule, applicable fees, and borrower servicing charges disclosed at the time of loan acceptance.
Data Privacy & Permissions:
The application may request device permissions necessary for onboarding, fraud prevention, borrower verification, repayment servicing, customer support, and regulatory compliance purposes. Permissions are requested only when required for specific app functionality.
The platform does not access or collect unnecessary personal data unrelated to the functioning of the application.
Customer Support:
Borrowers may contact the support team through the contact information provided within the application and official website.
Users are advised to carefully review all loan terms, repayment schedules, fees, and applicable disclosures before accepting any loan offer.

What’s new

Bug fixes and minor improvements.