Wealth Architect

The AK Lab

In-app purchases

About this app

Wealth Architect is your ultimate personal finance companion, designed to give you total control over your wealth without ever compromising your privacy. 🛡️ From tracking daily expenses to simulating 30-year retirement plans, we provide the professional-grade tools you need to build a secure financial future. 🚀

Why Wealth Architect?
Unlike other apps, Wealth Architect is 100% offline and privacy-focused. 🔒 Your financial data never leaves your device. No cloud, no tracking, and no intrusive ads—just pure, powerful financial planning. ✨

🌟 CORE FEATURES

📊 Professional Retirement Planning
- Retirement Readiness: Uncover the exact age you can stop working based on your current lifestyle and inflation. 🕓
- Wealth Projection: Interactive charts that separate your contributions from market-driven growth. 📈
- Gap Analysis: Identify exactly how much more you need to save to bridge the gap to your dream retirement. 🎯
- 3-Bucket Strategy: Visualize the famous withdrawal strategy (Cash, Bonds, Equity) to ensure your money lasts throughout your golden years. 🏦

💪 Advanced Stress Testing
Don't just plan for the best; prepare for the worst. Simulate how your portfolio handles:
- Market Crash: A sudden 30% drop in asset values. 📉
- Medical Emergency: Large unexpected health costs. 🏥
- Job Loss: Survival analysis during periods of zero income. 🛑
- The Bad Decade: Impact of prolonged periods of low market returns. 🕸️

📄 Investment Policy Statement (IPS)
Create your own "Financial Constitution." Our IPS generator provides a set of rules for your money, including:
- Target Asset Allocation (Equity vs. Debt). ⚖️
- Required Insurance Coverage (Term and Health). 📋
- Emergency Fund recommendations. 💰
- Rebalancing rules to keep you on track. 🔄

💸 Smart Expense & Asset Tracking
- Daily Tracker: Categorize spending (Food, Transport, Housing, etc.) and visualize patterns. 🛒
- Net Worth Snapshot: Consolidated view of all your assets (Savings, Stocks, Gold, Real Estate). 💎
- Goal Engine: Plan for specific milestones like a new home or child's education with inflation adjustments. 🏠

🌍 Global & Local Support
- Multi-Currency: Full support for INR, USD, EUR, GBP, and more. 💵
- Indian Numbering System: Switch to Lakhs and Crores for intuitive planning in India. 🇮🇳
- Multi-Language: Plan your future in English, Hindi (हिंदी), Tamil (தமிழ்), or Telugu (తెలుగు). 🗣️

💡 Daily Financial Wisdom
Start your day with actionable financial tips. From tax-saving hacks to investment basics, we help you grow your financial IQ every time you open the app. 🧠

🔒 PRIVACY & SIMPLICITY
- 100% Offline: Your data stays on your phone. Period. 📱
- No Login Required: Start planning in seconds, not minutes. ⚡
- No Ads, No Distractions: Focused entirely on your financial journey. 🎯

Take the guesswork out of your future. Download Wealth Architect today and start building your financial fortress! 🏰

What’s new

The app now speaks your language. Added support for Hindi, Tamil, Telugu, Kannada, German, Japanese, Spanish, and Korean — switch anytime from Settings.

New asset types in Net Worth Tracker: Real Estate, Vehicle, Savings Account, and Custom.

Vehicle Lease is now a supported loan type in Debt Tracker.

Budget Planner now shows total budgeted vs spent with an overall progress bar.

Bug fixes and performance improvements.