Well Money
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Downloads
Everyone
info
About this app
Well Money – Digital Personal Loans
At Well Money, we believe that access to financial assistance should be quick, simple, and inclusive. As a tech-driven digital lending platform, we are dedicated to serving the underserved and unbanked segments of society by offering hassle-free, unsecured personal loans.
Our Mission:
Our mission is to empower individuals who face difficulties in securing credit from traditional financial institutions. Whether it’s for an urgent medical expense, a sudden bill, or an essential purchase, Well Money ensures that fast, flexible, and reliable financial solutions are just a few taps away.
Who We Serve:
We are serving individuals who may not have easy access to traditional banking, including:
1) Salaried Persons – professionals and gig workers in need of short-term financial assistance
2) Self-Employed Individuals – small business owners, freelancers, and others without fixed monthly income but with consistent earnings
3) Unemployed Individuals – those currently between jobs or homemakers who may face sudden cash requirements
Age Criteria: 21 & above
Why Choose Well Money?
⚡ Instant Loan Approvals – get funds in minutes with AI-powered verification
📲 100% Digital Process – no paperwork, everything via app
🔑 No Collateral Required – fully unsecured loans
📑 Minimal Documentation – apply with just PAN, Aadhaar & basic details
🔄 Flexible Repayment Options – choose a plan that fits your needs
🔒 Secure & Private – bank-grade encryption keeps your data safe
Loan Highlights
– Instant Personal Loans up to ₹50,000 from RBI-registered lenders
– 100 % digital application, no collateral
– Repayment period: Minimum 90 days, Maximum 270 days
– Interest starting at 1.50 % per month
– Processing fee: up to 5 % of loan amount (+18 % GST)
– Maximum Annual Percentage Rate (APR): 60 % (including all fees and charges)
– Representative example: For a ₹10,000 loan over 3 months, total cost ₹1,040, effective APR ~41.6 %
Example:
“For a ₹10,000 loan with a 3-month tenure:
• Processing fee: ₹500 + GST ₹90 = ₹590
• Interest rate: 1.5 % per month
• Total repayment amount: ₹10,450
• Total cost of loan (interest + fees): ₹1,040
• Effective APR: ~41.6 %”
How It Works
Download & Register – Sign up on the Well Money app
Apply for a Loan – Choose your loan amount and tenure
Submit KYC – Enter PAN & Aadhaar Number
Instant Approval – AI-powered verification for quick decisions
Receive Funds – Money directly into your bank account
Repay Easily – via UPI, debit card, or net banking
Our Lending Partner Details:
(Loans facilitated from RBI Registered NBFC)
Kemex Engineering Private Limited (https://kemex.co.in/privacy-policy.html)
CIN : U27101WB1986PTC040253
Registered Office : 43, PALACE COURT, FIRST FLOOR, 1 KYD STREET KOLKATA Kolkata WB 700016 INDIA
Note: Well Money (https://wellmoney.in/privacy-policy) is a mobile application owned by Swarit Advisers Private Limited (CIN: U74110UP2016PTC075854), a company registered under the Companies Act, 2013 (https://swaritadvisors.in/privacy-policy)
If you have any concerns related to this policy or want to submit a data deletion request, please contact us at:
Email: info@swaritadvisors.in
Phone: +91 7903051954
Address: 1st Floor Plot No 473, Udyog Kendra, Ecotech-III, I.A. Surajpur, Gautam Buddha Nagar, Noida, Uttar Pradesh, India, 201306.
At Well Money, we believe that access to financial assistance should be quick, simple, and inclusive. As a tech-driven digital lending platform, we are dedicated to serving the underserved and unbanked segments of society by offering hassle-free, unsecured personal loans.
Our Mission:
Our mission is to empower individuals who face difficulties in securing credit from traditional financial institutions. Whether it’s for an urgent medical expense, a sudden bill, or an essential purchase, Well Money ensures that fast, flexible, and reliable financial solutions are just a few taps away.
Who We Serve:
We are serving individuals who may not have easy access to traditional banking, including:
1) Salaried Persons – professionals and gig workers in need of short-term financial assistance
2) Self-Employed Individuals – small business owners, freelancers, and others without fixed monthly income but with consistent earnings
3) Unemployed Individuals – those currently between jobs or homemakers who may face sudden cash requirements
Age Criteria: 21 & above
Why Choose Well Money?
⚡ Instant Loan Approvals – get funds in minutes with AI-powered verification
📲 100% Digital Process – no paperwork, everything via app
🔑 No Collateral Required – fully unsecured loans
📑 Minimal Documentation – apply with just PAN, Aadhaar & basic details
🔄 Flexible Repayment Options – choose a plan that fits your needs
🔒 Secure & Private – bank-grade encryption keeps your data safe
Loan Highlights
– Instant Personal Loans up to ₹50,000 from RBI-registered lenders
– 100 % digital application, no collateral
– Repayment period: Minimum 90 days, Maximum 270 days
– Interest starting at 1.50 % per month
– Processing fee: up to 5 % of loan amount (+18 % GST)
– Maximum Annual Percentage Rate (APR): 60 % (including all fees and charges)
– Representative example: For a ₹10,000 loan over 3 months, total cost ₹1,040, effective APR ~41.6 %
Example:
“For a ₹10,000 loan with a 3-month tenure:
• Processing fee: ₹500 + GST ₹90 = ₹590
• Interest rate: 1.5 % per month
• Total repayment amount: ₹10,450
• Total cost of loan (interest + fees): ₹1,040
• Effective APR: ~41.6 %”
How It Works
Download & Register – Sign up on the Well Money app
Apply for a Loan – Choose your loan amount and tenure
Submit KYC – Enter PAN & Aadhaar Number
Instant Approval – AI-powered verification for quick decisions
Receive Funds – Money directly into your bank account
Repay Easily – via UPI, debit card, or net banking
Our Lending Partner Details:
(Loans facilitated from RBI Registered NBFC)
Kemex Engineering Private Limited (https://kemex.co.in/privacy-policy.html)
CIN : U27101WB1986PTC040253
Registered Office : 43, PALACE COURT, FIRST FLOOR, 1 KYD STREET KOLKATA Kolkata WB 700016 INDIA
Note: Well Money (https://wellmoney.in/privacy-policy) is a mobile application owned by Swarit Advisers Private Limited (CIN: U74110UP2016PTC075854), a company registered under the Companies Act, 2013 (https://swaritadvisors.in/privacy-policy)
If you have any concerns related to this policy or want to submit a data deletion request, please contact us at:
Email: info@swaritadvisors.in
Phone: +91 7903051954
Address: 1st Floor Plot No 473, Udyog Kendra, Ecotech-III, I.A. Surajpur, Gautam Buddha Nagar, Noida, Uttar Pradesh, India, 201306.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 3 others
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted
What’s new
UI Enhancements
Improved layout and visual consistency across screens
Refined navigation for smoother and more intuitive usage
Feature Optimization
Optimized existing features for better performance and stability
Reduced load times and improved responsiveness
Improved User Experience
Enhanced overall usability based on user feedback
Minor bug fixes to ensure a seamless and reliable experience
Improved layout and visual consistency across screens
Refined navigation for smoother and more intuitive usage
Feature Optimization
Optimized existing features for better performance and stability
Reduced load times and improved responsiveness
Improved User Experience
Enhanced overall usability based on user feedback
Minor bug fixes to ensure a seamless and reliable experience
App support
phone
Phone number
+919560906688
About the developer
SWARIT ADVISORS PRIVATE LIMITED
info@swaritadvisors.in
Ramdhan Building, E-57, Second Floor, Gautam Buddha Nagar
Sector-63
Noida, Uttar Pradesh 201301
India
+91 95997 82800