WiMM: Bank SMS Expense Tracker

Pallav Srivastava

About this app

WiMM automatically reads your bank SMS to track every UPI, debit, and credit card transaction — no manual entry, no account, no internet required.

Your bank SMS messages already contain everything: merchant, amount, account, date. WiMM turns that into a clean expense tracker, budget manager, and spending report — entirely on your device.

🔒 100% offline expense tracker — nothing leaves your phone
📊 Automatic transaction detection from bank SMS
🗂 Smart category manager — customize, add, reassign with one tap
💰 Budget planner with 50/30/20 rule suggestions
📈 Month-by-month spending comparison and savings tracker
🌙 Material 3 design with dark mode

WHY WIMM IS DIFFERENT

Most expense manager apps upload your data to their servers. WiMM does not. There is no cloud sync, no sign-up, no analytics on your spending. Your SMS data is read locally and never transmitted. Uninstall the app and every record is gone — because it only ever lived on your phone.

WHAT WIMM TRACKS

WiMM reads transactional SMS from all major Indian banks — HDFC, SBI, ICICI, Axis, Kotak, and more. It detects UPI payments, debit card spends, credit card charges, and account credits. Transactions are auto-categorized: food, transport, shopping, utilities, subscriptions, and more.

WHO IT'S FOR

If you want a personal finance tracker that respects your privacy — no server, no account, no ads — WiMM is built for you. Works offline as a daily expense manager, monthly budget tracker, and financial overview tool.

NO CLOUD · NO ADS · NO TRACKING · NO SIGN-UP