Wise Ledger: Business Expense

Wise Ledger by Goodwill

In-app purchases

About this app

Wise Ledger is the all-in-one business expense tracker, bookkeeping app, budgeting app for freelancers, self-employed professionals, and small businesses. To record income and expenses in seconds, send professional invoices, then instantly generate Profit and Loss Statement, Income Statement, Balance Sheet, and Tax Estimate reports — no accounting skills required.

The smart way to manage business expenses and run your books on mobile.

Run your finances. Not the spreadsheet.

KEY FEATURES
💼 Track income and expenses in seconds with categories, accounts, and notes
🧾 Create and send professional invoices — branded PDF, customers, and items
💵 Record payments and sales receipts — track who's paid and what's outstanding
📸 Scan receipts — snap a photo to auto-fill the expense, no manual typing
📊 Professional reports — P&L, Income Statement, Balance Sheet, Tax Estimate, Cash Flow
💯 Know your profit before tax — see what's yours before you spend it
💰 Budgeting app built in — set monthly budgets, get alerts before you overspend
🔁 Automate recurring transactions for rent, salaries, and subscriptions
💱 Multi-currency for global freelancers, expats, and remote workers
📁 Export reports as PDF, Excel, or CSV
📈 Smart Dashboard with month-over-month revenue, expense, and profit trends
🗂 Customizable Chart of Accounts — five account types, sub-accounts
🔐 Encrypted in transit and at rest — no ads, no trackers, no data selling
📱 Android and Web (app.getwiseledger.com) — same account, same data

WHY WISE LEDGER
Most expense management apps just list your spending. Wise Ledger is small business accounting software that turns it into real bookkeeping — invoicing your clients, tracking what you're owed, and generating the same financial statements an accountant would prepare, automatically as you go. Whether you bill clients in USD, EUR, GBP, SAR, AED, or PKR, your books stay tax-ready and audit-friendly.

STOP GUESSING WHAT'S ACTUALLY YOURS
Your bank balance isn't your profit. Wise Ledger shows you what you've earned, what you owe in tax, and what's genuinely yours to spend — before you spend it. A budget app can't do this. It doesn't know the difference between revenue and income.

TAKE CONTROL OF YOUR BUSINESS FINANCES

🧾 Invoicing, Payments & Customers — Create and send branded invoices, record full or partial payments, issue sales receipts, and track per-customer outstanding balances. Build a catalog of the goods and services you sell.

📸 Receipt Scanning — Snap a photo of any receipt and let Wise Ledger auto-fill the expense. No manual entry.

📊 Professional Financial Reports — Profit and Loss Statement, Income Statement, Balance Sheet, Expense Summary, Tax Estimate, Budget Summary, and Cash Flow Statement, structured to international accounting standards.

💯 Tax Estimate — Instant estimate of your tax position based on your recorded profit. Know what to set aside before you spend it.

💰 Budget Software for Your Business — Set monthly category budgets and get smart alerts at 80% so you never blow your numbers.

🔁 Recurring Transactions — Automate rent, salaries, subscriptions, and utility bills. Set it once, post it every cycle.

💱 Multi-Currency Money Manager — Track in your home currency while billing clients globally. Convert, format, and report across currencies seamlessly.

📁 Export Anywhere — Download any report as PDF, Excel, or CSV

🗂 Chart of Accounts & Opening Balances — Five account types with sub-accounts, plus starting balances so your Balance Sheet is accurate from day one.

🔐 Secure & Private — Encrypted in transit and at rest, isolated to your account alone. No selling, no ads, no third-party trackers.

START FREE
Wise Ledger is free to start. Upgrade to Wise Ledger Pro for a 14-day free trial that unlocks all advanced reports, recurring transactions, multi-currency, and full budget alerts.

Take control of your business expenses today — download Wise Ledger and run your books like a pro.

What’s new

What's new in 0.33.0:

- Sign in with Google — one tap, no password needed
- Faster start — create your account and you're in, no email confirmation step
- New: Credit memos — issue customer credits, apply them to invoices, track balances
- Invoices show PAID the moment they're fully settled, including via credit
- Receipts and invoices now itemize applied credit
- Scan receipts to capture expenses
- UI polish, bug fixes, and stability improvements