JB우리캐피탈

JB우리캐피탈

About this app

Receive the same JB Woori Capital financial services managed on the website on your mobile phone.

You can conveniently receive the details of your use at JB Woori Capital Direct on your mobile phone.

■ Use the loan product that suits you easily and conveniently by finding your own customized product.

■ You can check your financial details and customer service on your mobile phone at any time, 365 days a year, and you can also quickly use additional loan services in connection with JB Direct.
■ You can check your financial transaction history and customer service on your mobile phone at any time, 365 days a year, and you can also quickly use additional loan services in connection with JB Direct.


■ Log in using a variety of convenient authentication methods and use fast online counter services.
■ Enjoy convenient login and fast online counter services through various authentication methods.


■ Mobile service provides more detailed and convenient vehicle management services.

■ Services provided

● Introduction to financial products: Information on our financial products and direct APP connection
- Car finance
- Personal finance
- Real estate finance
- Corporate finance

● Online counter: Loan follow-up management service provided (vehicle management is mobile only)
- Loan management
- Payment management
- Vehicle management
- Document issuance

● Customer service: Consumer protection and fraud prevention guidance and customer response services
- consumer protection
- Customer consultation inquiries
- Branch information
- Certificate management

※ The provision of some products and services may be restricted according to our internal standards.

[App access permission information]
※ Required permissions
• Telephone: Apply and connect for consultation
• QUERY_ALL_PACKAGES: Detect and block malicious apps
• Storage space: storage of joint certificates and access to secure media
• SMS: Send identity verification text message
※ Optional permissions
• Notification service (PUSH): Provides notifications of information, benefits, events, etc.
• Camera: Photo ID card
• Photo Library: Upload images
(You can use the app even if you do not agree to optional permissions, but there may be restrictions on the use of some functions.)

[Loan-related information]
• Loan repayment period: 12 to 60 months
• Annual interest rate: 12%~19.9% ​​(interest rates are applied differently depending on the customer’s credit score, etc.)
• Delinquent interest rate: agreed interest rate + maximum 3% (but within the legal maximum interest rate)
• Early repayment fee: up to 2.0%
※ If it violates the maximum interest rate limit under the Loan Business Act, the early repayment fee will be deducted and non-collection will be made.
※ Exemption of early repayment fee for transactions made over 3 years from the date of loan processing
• Handling fee: None.
• Stamp duty: Stamp duty burden when applying for a loan exceeding 50 million won (50% of the amount determined by the Stamp Duty Act)

[Representative example of loan cost]
• Loan repayment period: 36 months
• Loan amount: 10,000,000 won (10 million won)
• Loan interest rate: 12%
※ Monthly payment amount: 332,143 won
Loan principal: KRW 10,000,000 / Loan interest: KRW 1,957,152
Total repayment amount: 11,957,152 won