About WSTC Mobile
A regulated financial services firm with over 34 years’ experience offers access to investments and financial services through a secure and easy-to-use digital platform.
Key Features
• Investment
• Credit
• Secure and intuitive user experience
Additional Information
• Investments
• Loans - 30 days to 12 months tenor
• Annual Percentage Rate (APR): 18% - 36% per annum
• Final loan terms depend on eligibility and regulatory approval
Regulatory Disclosure
• WSTC Financial Services Limited is fully regulated by the Central Bank of Nigeria.
• Investment products are provided in line with applicable regulations.
• Lending services are subject to eligibility and approval.
Example of a WSTC Mobile Loan
⇨ Loan amount: ₦100,000 for 12 months
⇨ Management Fee: ₦1,000 (1% per annum) + VAT on Management Fee (7.5%): ₦75
⇨ Total Management Fee Deducted: ₦1,075
⇨ Net Loan Amount Disbursed to Customer: ₦98,925
⇨ Interest (29.5% per annum): ₦16,689.62
⇨ Monthly Repayment: ₦9,724.13
⇨ Total Amount Payable : ₦116,689.62
A secure platform for investing and accessing credit from a CBN-regulated firm.