XCEL App is the financial solution designed for your everyday needs. Open an account securely in minutes and start transacting!
With XCEL App, get instant notifications on all your transactions when you: - Send and receive transfers using XCEL App. - Pay bills for yourself and your loved ones. - Buy Virtual top-up (VTU) All these are made possible at the tap of a button!
Updated on
May 19, 2026
Finance
Data safety
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Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
Personal info, Photos and videos, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted
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Ratings and reviews
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4.6
51 reviews
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4
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1
Toheeb Akanbi
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April 17, 2026
it's actually great app with a very good interface but customer care service is extremely poor and more so the transaction limit keeps showing limit exceeded with just less than 38k spent so far why? I think there's an error in the system.
Maryam Muhammad
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April 24, 2026
this people they are don't know the value of customers 😭 and compromise they locked my account with my money inside I contecting them and telling me account is an unlocked 🔓 I checked still is locked be careful with them
Yahaya Abdullahi
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March 21, 2026
they act like scammers I withdraw on 12/03/2026 to my Ecobank account unfortunately the payment failed but yet to receive a reversal for 9 days now and they always saying they are working on the reverse back my money