Penno helps you manage personal expenses and share costs with the people you share your daily life with: your partner, roommates, or friends.
SHARED EXPENSES WITHOUT STRESS
Connect with another user, choose which categories to share, and set the split percentage. Penno automatically calculates who owes what to whom, without the need for spreadsheets or calculators.
ALWAYS UPDATED BALANCES
View how much you owe or are owed in real time. Record partial or full payments and track your payment history.
CUSTOMIZABLE CATEGORIES
Organize your expenses with categories and subcategories. Decide which ones to share and at what percentage, category by category.
RECURRING TRANSACTIONS
Automate fixed expenses like rent, bills, or subscriptions. Penno records them for you on the due date and notifies you with a notification.
CLEAR DASHBOARD
A monthly summary with income, expenses, category breakdown, and balances with your contacts, all at a glance.
REAL-TIME NOTIFICATIONS
Receive a notification when someone adds a shared expense, accepts your connection request, or makes a payment.
Penno is designed for those who share expenses on an ongoing basis, not for splitting a dinner bill. If you live with someone and want clarity about your money, Penno is for you.