KoSalli - Personal Finance

Dinuka Karunananda

About this app

Turn your bank SMS alerts into a clear spending history - automatically, and entirely on your device. No manual entry. No account linking. No cloud.

- Automatic transaction tracking
Every time your bank sends a debit or purchase alert, KoSalli captures it instantly. It also reads your existing SMS inbox so your full history is there from day one.

- Supports major Sri Lankan banks
KoSalli understands SMS formats from DFCC Bank, Commercial Bank, Peoples Bank, BOC, HNB, Sampath Bank, Pan Asia Bank, and NTB - covering both credit and debit cards.

- Smart auto-categorization
Transactions are automatically categorized based on the merchant name. Set an exact rule ("KEELLS → Groceries") or a keyword rule ("PIZZA → Dining") and KoSalli applies it to every matching transaction - past and future. Ranked keyword rules keep you in control.

- Categories & budgets
Set optional monthly and/or weekly spending limits per category, with a daily notification if you go over. Merge two categories into one, or delete one you no longer need - their transactions stay, just uncategorized.

- Bill tracking
Electricity, water, mobile, and credit card bills are picked up automatically from SMS, marked paid or unpaid, with a reminder a configurable number of days before each is due.

- Fuel Pass tracking
Built for Sri Lanka's National Fuel Pass system: see your weekly quota remaining per vehicle, whether today is your eligible fill-up day, and get a reminder before the week resets, with snooze options.

- Home screen at a glance
See today's and this month's spending the moment you open the app, with your full transaction list right there - search, filter, sort, and bulk-edit whenever you need to.

- Spending review
Break down your spending by category for any time period and see exactly where your money goes.

- Home screen widget
Add a resizable widget showing a single metric of your choice - total spending, a category's spending, budget remaining, or an account balance - for today, this week, or this month.

- Scheduled spending summaries
Opt in to a daily, weekly, or monthly notification that delivers a spending summary on whatever day and time suits you.

- Your data stays on your phone
KoSalli works completely offline. All data is stored in a local database on your device and never sent to any server.

What’s new

New: Setting to exempt KoSalli from Battery optimization
New: Commercial Bank debit card purchases are now recognized and imported
Changed: Accounts screen and transactions list now show account type