Xend Finance Wallet

4.6
2.2K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
In-App Purchases
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About this app

Xend Finance: Convert crypto to Naira, Swap, Save & Earn Effortlessly
Backed by Binance & Google Launchpad, Xend Finance is a next-generation DeFi Wallet & Finance App that lets you swap, save, earn, and manage digital & local currencies all in one secure place.

Whether you’re a beginner or a pro, Xend Finance helps you grow your money easily — from crypto to Naira, with powerful tools built for Africa and beyond.

💱 Swap Instantly Across Currencies
Exchange between your favorite assets in seconds:
BTC · ETH · BNB · USDT · cNGN · and more.
No P2P risks, no hidden rates — just smooth, fast conversions.

🏦 Direct Bank Transfer to Naira
Send money directly to any Nigerian bank account in under a minute.
Avoid P2P scams and unreliable third parties — get cash in your account instantly.

💰 High Yield Investments — Up to 20 % APR
Save and earn with our Money Market feature, powered by DeFi protocols for secure, high-return opportunities.
Deposit Naira or USDT, and earn while you save for goals like rent, car payments, or December plans.

🔐 All-in-One Wallet Experience
- Send, receive & store crypto securely
- Swap between tokens seamlessly
- Fund with Naira or USDT
- Withdraw to your bank instantly
- Save in stablecoins like USDT & cNGN
- Earn returns up to 20 % APR
- Track your coins with live price charts & market data

⚙️ Built for Security & Transparency
Your assets are protected by audited smart contracts and decentralized insurance systems.
All savings and yields are powered by transparent, on-chain protocols.

🌍 Getting Started
- Sign up with your email or Google login.
- Add funds via bank transfer or crypto deposit.
- Swap, save, and earn instantly from your DeFi wallet.

🔑 Key Highlights
- Next-generation DeFi wallet for Africa and the world
- Backed by Binance, Google Launchpad, and leading investors
- Support for BTC, ETH, BNB, USDT, cNGN, and more
- Direct Bank Transfers to Nigerian banks
- High Yield Investments up to 20 % APR
- Flexible & fixed saving plans
- Secure, audited DeFi infrastructure
- Low transaction fees & optimized performance

💬 Support & Community
Join our global community to learn, connect, and grow:
📢 Telegram: https://t.me/xendFinance
💬 Discord: https://discord.io/xendfinance
📰 Medium: https://medium.com/xendfinance
✉️ Email: hello@xend.finance

🧭 About Xend Finance
Xend Finance is a global DeFi wallet and digital finance platform that empowers users to save, earn, and transact securely across currencies.
Built by a team of blockchain and fintech professionals and backed by Binance and Google Launchpad, we make DeFi simple, accessible, and rewarding for everyone.
Updated on
Jan 9, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Contacts and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
2.18K reviews
Chidozie Friday Hanson
April 3, 2026
Today I chose to deposit this app, just to be sure of reviews from others and complained, to be sincere I wasn't pleased, first #100 was charged for deposit hmmm, CNGR to Usdt was showing 1380 I that it was true when initiated the swap process men I was charged 1451. I was shocked and shouted. this wallet why can't allowed to add token just like others wallet. Secondly it is very slow and lagging. fix and I will review my ratings to 5 stars.
1 person found this review helpful
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Grace Unekwu
May 2, 2026
Very poor withdrawal service and high rate. if you love yourself. don't use this app. one cannot make withdrawal and get their money immediately especially when you're in a urgent situation 😭. If anything happens to my child and you're yet to send my money.. I will sue this company. And this will be the last time I'm using this app... Rubbish !!!
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Felix Bassey
January 22, 2026
Xend Finance is a really reliable app. Well done to the Dev & team. But please look into swapping aspect..the delay in swapping tokens is too long. I look forward to more positive improvements in future updates. Thanks. 3 stars for now.
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What’s new

- Updated KYC process
- Direct transfer feature
- Swap other Tokens
Content rating
Everyone
In-App Purchases
Learn more

App support

About the developer
XEND TECH LIMITED
hello@xend.africa
Suite D7, Bethel Plaza 36 Garden Avenue, G.R.A Enugu 400261 Enugu Nigeria
+234 813 505 7971

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