Xitique Digital

Diretriz X

About this app

Organize your money, your savings, and your financial resources in one place.

Xitique Digital helps you organize savings groups, contributions, debts, loans, and personal finances in a simple, transparent, and secure way.

Forget about notebooks, scattered bills, and lost messages. Keep your records, payments, members, deadlines, and receipts organized in a single application.

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🤝 SAVINGS GROUPS
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Create and organize your savings groups directly in the app.

• Rotating or lottery-based savings plan
• Cumulative savings for goals
• Contribution and mutual support groups
• Member and contribution management
• Round calendar and history
• Payment tracking
• Receipt registration
• Group chat with text, audio, and photos

Everything organized so everyone knows what has been paid, what is still owed, and what happens next.

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💰 PERSONAL FINANCE
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Have a clear view of your financial life.

• Record income and expenses
• Track your balance and assets
• Control your savings
• See the amounts you are due to receive
• Keep your financial history organized

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🤝 DEBTS AND LOANS
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Record the money you lent or borrowed and track everything without relying on memory or notes.

• Debt and Loan Records
• Payment Terms
• Configurable Interest Rates
• Amortizations
• Transaction History

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💬 COMMUNICATION AND PROOF OF PAYMENT
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Keep group communication in the same place where you manage contributions.

Share messages, audio, photos, and proof of payments made through M-Pesa, E-Mola, or banks.

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🛡️ TRANSPARENCY AND TRUST
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Track the compliance history of members through trust scores and have greater transparency in the management of your groups.

Xitique Digital is an organizational and registration tool. Your money remains under your custody and in your usual payment channels.

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👥 WHO IS IT FOR?

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• People who want to better organize their finances
• Families and friends who do group saving
• Savings groups
• Associations and mutual support groups
• Colleagues and communities
• Classes and groups that need to organize contributions

Whether it's to control your own money or to manage money as a group, have everything organized in one place.

📱 Start today with Xitique Digital and transform the way you organize your money.