Yabe 記帳

Yabe app Studio

About this app

Yabe Budgeting is more than just a digital record-keeping tool; it's a mentor guiding users through wealth growth. Our financial philosophy is divided into two core phases:

📌 Phase One: Protecting Money (Yabe Budgeting)

- A Shift in Financial Mindset (Income - Savings = Expenditure): Helping users break free from the old habit of "saving only what's left over." The app features built-in smart budgeting and forced budgeting mechanisms, reminding users to clarify the gap between income and expenditure each time they record expenses, forcing excess money to be converted into savings.

- Viewing and Mastering Money Flow: A fast, uninterrupted budgeting process, supplemented by categorized analysis and cumulative net worth trends, aims to give users complete control over the flow of every penny, allowing them to proactively manage their financial future.

- Local and Ultimate Privacy Protection: No need to expose personal privacy to third-party servers. All budgeting data is securely stored on your phone, and easy to sync across all your devices via manual personal Google Drive backup.

📌 Phase Two: Asset Growth ([Yabe Stock Savings] (Coming Soon))

- Long-Term Stock Savings and Passive Income Building:
After accumulating substantial savings through Yabe's budgeting system, the next step is to invest your funds in the productive Taiwan stock market.

- Comprehensive Taiwan Stock Asset Management: Partner with Yabe Stock Savings – an asset management tool designed specifically for long-term investors and stock savers in the Taiwan stock market. It accurately tracks your cash dividends, stock dividends, securities lending income, and total asset value.

- Precisely Track Every Dividend: Through a clear dividend calendar and real-time profit and loss card, it helps you transform your savings into a continuous stream of passive income, realizing your ideal of supporting your daily life with dividends.

✨ Core Features ✨

📊 Comprehensive Account and Asset Management

- Real Asset Presentation: More than just recording income and expenses, it integrates cash, bank accounts, credit cards, investment accounts, etc.

- Balance Sheet: Provides a clear overview of your total assets, total liabilities, and net worth, accurately reflecting your financial health (converted based on the real-time exchange rate of the account's main currency).

- Credit Card Installment Payment Tracking: Easily set up installment plans for large purchases, automatically generating estimated deductions for future months and pre-deducting the budget. Confirm deductions with a single click in the month of payment.

- Dinner Payment and Bill Splitting Dashboard Records: Supports splitting dinner bills (equal sharing), automatically recording details of payments made by contacts. A two-color balance card makes it clear "who should pay and who should recover the payments made," with one-click settlement of outstanding balances.

📈 Professional Data Analysis

- Visual Charts: Provides daily, weekly, monthly, year-to-date (YTD), and custom-defined income and expense trend charts and pie charts to quickly identify spending loopholes. Trend charts support one-click switching between area line charts and side-by-side bar charts.

- Multi-dimensional Reports: Analyze your financial flows comprehensively, from income and expense categories to account changes, with one-click dynamic switching between main and sub-category statistics.

⚡ Smart Accounting Experience

- 🎙️ AI Voice and Manual Text Smart Accounting: Combining Google Gemini AI technology! Tap the microphone to speak your expenses (e.g., "I spent 150 yuan at McDonald's for lunch"), and AI will automatically extract and parse the amount, category, merchant, and date for easy one-click recording. If speaking is inconvenient, smart text parsing is also supported for a fast and intuitive accounting process.

- 📲 Android Native Desktop Voice Shortcuts: Supports Android native desktop shortcuts; long-press the desktop icon to directly access the voice accounting screen for faster recording.

- Uniform Invoice Dual-Code Scanning: Scan the QR codes on the left and right sides of the invoice to automatically parse the date, amount, and import the product details, saving time and effort.

- Automatic Note Suggestions: The notes field automatically suggests frequently used items during accounting, and a full-screen notes editor designed specifically for mobile devices is provided. 🔄 Periodic Income and Expense Management

- Automated Fixed Income and Expense Management: Easily set fixed-frequency income or expenses (e.g., monthly salary, rent, subscription services), and automatically record them at the designated time, saving you the trouble of repetitive input.

🏷️ Project and Merchant Tracking

- Project Management: Create project tags for specific events (e.g., home renovation, Japan trip, wedding planning) and independently calculate the total budget and expenses for that event.

- Merchant Records: Record frequently visited shopping locations and merchants (e.g., PX Mart, Costco), analyzing your spending habits across various channels.

🔒 Security and Privacy Protection

- Supports Local Mode (All Data is in Your Hands): No registration required, ready to use out of the box! All accounting data is 100% stored on your mobile phone, ensuring ultimate privacy and security. Manual Google Drive backup is also supported, allowing easy export and restoration when switching devices.

- Security Lock: Supports fingerprint/facial recognition and PIN code security lock. The PIN code is encrypted with SHA-256 high-strength hash on the device, ensuring your financial privacy isn't compromised even if you lend your phone to someone else.

💡 Thoughtful Features

- Mini Abacus: Perform addition, subtraction, multiplication, and division directly while recording expenses.

- Dark Mode: Eye-friendly for nighttime expense recording (supports system-following and automatic switching).

- Multi-Currency Support: Supports major global currencies, allowing you to calculate your net worth based on real-time exchange rates when traveling abroad or investing in foreign currencies.

Why Choose Yabe Expense Tracker?

✅ Clean Interface: Focused on the essence of expense tracking, free from distracting ads.

✅ Smooth Operation: Intuitive color scheme and workflow design make expense tracking an enjoyable experience.

✅ Practical Functionality: Meets the needs of everyone from students to asset managers.

Download Yabe Expense Tracker now and start accumulating wealth through expense tracking!

What’s new

### 新增
- **Google Drive 雲端備份密碼加密功能**：為 Google Drive 備份與還原功能引入了密碼加密保護機制。使用者在備份資料時可自訂密碼以進行強度的安全加密 (PBKDF2 + AES-GCM)，防止帳目明細在雲端外洩；還原時則需輸入相應密碼進行解密，全方位保障個人財務資料隱私。
- **擴充多領域分類與子分類圖示**：在新增與編輯分類/子分類的圖示選擇面板中，擴充了 30+ 個常用的實用圖示。涵蓋金錢（錢包、硬幣、信用卡、存錢筒、鈔票、銀行、收據）、交通（火車、自行車、加油）、教育（書本、學校、計算機）、家用居住（床、沙發、扳手、鑰匙）、娛樂（票券、啤酒、紅酒、麥克風）、帳單（日曆、鈴鐺）、醫療（藥物、針筒）、衣服（襯衫、美容）、稅金（百分比、天平）、投資（趨勢圖、圓餅圖）及薪資（獎章）等領域。