YAP – Your Digital Banking App

4.69K reviews
Content rating
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About this app

Welcome to a new world of digital banking. Say hello to YAP. Take 30 seconds to sign up and receive a digital banking account – No hidden fees, no minimum balance, minimum salary or paperwork.

Take total control of your money with spending analytics, virtual cards, money-management tools and your very own Mastercard debit card. Receive access to multi-currency, bill splitting, local & international transfers, QR payments and bill payments. Upgrade your plan, choose between customized card designs and get access to a world of exclusive perks and benefits.

Experience outstanding digital banking features such as card controls, detailed spending analytics, instant fee-free transfers to friends and family through YAP 2 YAP, and a unique QR code to scan and send money seamlessly.

Allow yourself to breathe and manage money more easily. YAP has built-in security measures to help ensure that your money is safe and protected at all times.

Have a question? Our dedicated customer service team is always ready to handle your queries via social media, WhatsApp, or our live chat feature.


We believe your money should be accessible 24/7 – anytime, anywhere. YAP is the perfect all-in-one digital banking app that features insightful spending analytics, consolidated bill payments, card controls for usage and restrictions, instant bill splitting and multi-channel top-ups.


With YAP you can send money locally, internationally, or use YAP 2 YAP to send instant money transfers to friends within your YAP network.

We offer competitive exchange and transfer rates to make sending money internationally effortless. YAP's remittance program allows you to send money at lower rates using one of the largest networks of corridors within the UAE.


YAP offers a safe and secure digital banking experience. Have total control in how you choose to spend and decide between using a physical card or one of your multiple virtual cards to shop securely online and avoid fraud. Pick and choose where you allow your card to be spent and never worry about a lost card again with our freeze card feature.


Go completely cashless and enjoy a multi-currency card made for easy exchanges and spending in local currencies worldwide using the same IBAN account and card.
Updated on
Jan 18, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 6 others
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
Data can’t be deleted
4.69K reviews
Antony Shamel D'silva
January 29, 2023
One of the worst experiences I had with a banking app! Lost my card and issued a new one... Since then it has been 4 days, I haven't been able to access my stupid account with this ridiculous banking app. Now I can't make any payments, no transactions... Nothing!! An the customer service is surely worsening the situation, providing no detail or information! Just spitting out some robotics messages and repeating them.
3 people found this review helpful
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January 27, 2023
Hello Antony, we understand you are having a problem with your new card and we are here to help! Quickly send us an email to heretohelp.uae@yap.com with your name and registered phone number, then Customer service can contact you within 24 hours to resolve this issue.
Emin Pawaz Official
December 19, 2022
Worst experience with customer care and in app support care. Cant add my card to samsung wallet or Google pay even after raising and several talks with the agents still nothing yet the app using to work well woth the samsung pay buh after the September upgrade cant seem to add only yap card to samsung wallet or Google pay.. And addition to that it would be better and simpler if one could login with just UAE pass isn't that secure and just enough? Try thinking about it too
15 people found this review helpful
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November 1, 2022
Hi Emin, we would like to help you. Please reach out to our customer support team so they can assist you regarding your query. Thank you.
Alex Opio
December 21, 2022
I have been using YAP since February of this year for my side expenditures and incomes and it has worked perfectly well for me. I would definitely recommend someone to download it. Looking out for more services to come YAP..🥰 Thank you. I edited this to add a star to this app, i have had the best support from the customer service whenever i have an inssue with the transactions. Its good being part of the innovations..
12 people found this review helpful
Did you find this helpful?
November 1, 2022
Thank you so much, Alex! We're glad to hear that you are having such an amazing experience with YAP! We can't wait to share more features with you.

What's new

Better user experience and improved performance