Yapi Cash

COLPEOPLE

About this app

Get access to financing quickly and reliably with Yapi Cash, a personal loan app available to users in Argentina. Through a secure and completely digital process, Yapi Cash allows you to request money without in-person procedures, facilitating access to funds when you need them to cover personal expenses or unexpected events.

Loan limit: from $15,000 to $50,000 ARS.

The approved amount may vary depending on your financial capacity, payment history, and the analysis performed based on the information provided, adjusting individually to each user profile.

Loan term: between 90 and 150 days.
Daily interest rate: 0.01% – 0.1%
Annual Percentage Rate (APR): 3.65% – 36.5%.
VAT: 21%, according to current regulations: https://www.afip.gob.ar/iva
Service fee: 5% – 10% (VAT included).

Representative loan example:
If a user requests a personal loan of ARS 50,000, the conditions would be as follows:
- Loan amount: ARS 50,000
- Term: 150 days
- Interest accrued: ARS 50,000 × 0.033% × 150 ≈ ARS 2,479.34
- Interest (VAT included): ARS 2,479.34 + ARS 2,479.34 × 21% ≈ ARS 3,000
- Service charge: ARS 50,000 × 7.44% ≈ ARS 3,719
- Service charge (VAT included): ARS 3,719 + ARS 3,719 × 21% ≈ ARS 4,500
- Total payment: ARS 50,000 + ARS 3,000 + ARS 4,500 = $57,500
The total amount to be repaid will be $57,500, which is the sum of the principal, interest, and service fee.
Repayment can be made in a single payment at the end of the term or through periodic payments, according to the terms established at the time of approval.

How to apply for a loan with Yapi Cash:
Download the Yapi Cash app from the app store.

Complete the registration process with your personal information.
Submit the required information securely.

Once the application is approved, the money is deposited directly into your bank account.

Eligibility Requirements:
- Be a resident of Argentina.

- Be 18 years of age or older.

- Have an active mobile phone for verification purposes.

- Provide a bank account in your name.

Privacy Policy:
The personal information provided by users is used exclusively to verify identity and evaluate the loan application. Yapi Cash is committed to protecting your data privacy and will not disclose your personal information to third parties without your explicit consent.

For more information, please see Yapi Cash's Privacy Policy:

https://yapicash.com/Argentina/politica-de-privacidad

If you have any questions or need assistance, you can contact us at:
[e-mail]

Download Yapi Cash and access a convenient and digital way to apply for personal loans in Argentina, with a clear and uncomplicated process.