Personal Accounting - AI Money

Contains adsIn-app purchases
4.6
150 reviews
10K+
Downloads
Content rating
Everyone
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About this app

Personal Accounting is an AI-powered expense tracker and financial management app. Scan receipts, record expenses by voice, and chat with your AI finance advisor. Track income and spending, set budgets, and take control of your money.

🤖 AI RECEIPT & INVOICE SCANNING
Point your camera at any receipt — AI does the rest.
• Digitize receipts, invoices and bank statements in seconds
• Automatically extract amounts, dates and store details
• Smart income and expense categorization
• Bulk import transactions from bank statements and PDFs

🎙️ VOICE EXPENSE TRACKING
Say "I spent $50 at the grocery store" and AI logs it instantly.
• Record multiple transactions hands-free
• Automatically distinguishes income, expense, debt and payments
• Natural language understanding — speak in your own words

💬 AI FINANCE ADVISOR
Chat with your financial data and get instant insights.
• Ask "How much did I spend this month?"
• Get savings tips and budget recommendations
• Compare income vs expenses across months
• Your personal AI finance advisor, always in your pocket

💰 COMPREHENSIVE INCOME & EXPENSE TRACKING
Manage all your finances in one place.
• Track income and expenses with detailed categories
• Multi-account support: cash, bank, credit card
• Manage debts and receivables separately
• Customer and supplier account tracking
• Support for multiple currencies including USD, EUR, GBP, TRY and gold (XAU)
• Real-time exchange rates for automatic conversion

📊 SMART REPORTS & ANALYTICS
See exactly where your money goes.
• Visual charts for spending analysis
• Detailed reports by category
• Monthly and yearly income vs expense comparison
• Savings rate and daily average spending stats
• Export reports as PDF and Excel

📋 BUDGET MANAGEMENT & REMINDERS
• Create and track monthly budgets
• Get budget overrun alerts
• Automate recurring transactions (salary, rent, bills)
• Payment reminders via notifications

🏆 MOTIVATION & ACHIEVEMENTS
• Build financial habits with daily streak tracking
• Earn 12 different achievement badges
• Set financial goals and track your progress

📱 MODERN & EASY TO USE
• Clean, intuitive interface
• Light and dark theme support
• Quick transaction entry and swipe to edit
• Home screen widget for instant balance view
• Works offline — no internet required

🔒 SECURITY & PRIVACY
Your data stays yours.
• All data stored locally with AES-256 encryption
• Biometric lock (Face ID / fingerprint) support
• Encrypted backup and restore
• No data sent to servers — fully local storage

💎 PREMIUM
• Unlimited AI receipt scanning, voice commands and AI advisor
• Advanced reporting and analytics tools
• Ad-free experience and priority support

🎯 WHO IS IT FOR?
• Anyone who wants to control their personal budget
• Freelancers and self-employed professionals
• Small business owners
• Students and young professionals
• Anyone with savings goals

🌍 7 LANGUAGES
English, Turkish, German, Spanish, French, Arabic and Portuguese.

Personal Accounting brings AI-powered expense tracking, budget management, receipt scanning, voice commands and financial analytics — all in one app.
Updated on
Apr 14, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection

Ratings and reviews

4.6
150 reviews
Angel Guangco
February 21, 2026
PAID APP. BEWARE DO NOT BE DECEIVED.
Did you find this helpful?
AI Office
February 23, 2026
Hello, for a fraction of what you would pay an accountant, our AI-powered system serves you 24/7 — by voice, text, and photo. Maintaining and continuously improving this infrastructure requires significant investment. Moreover, our app is completely free to use apart from the AI features. We kindly ask you to give it a try and update your rating.
Aaron Rowe
April 18, 2026
Great 😃
Did you find this helpful?
AI Office
April 18, 2026
Thank you so much for your kind words! We're glad you're enjoying the app. We'll keep working hard to make it even better.🤲
Ndhlovu Martin
March 20, 2026
good
Did you find this helpful?
AI Office
March 25, 2026
Hi, thank you for your kind review! 🙏 Your feedback means a lot to us. We'll keep working hard to make the app even better for you! 😊

What’s new

New features added, improvements made