Expense Tracker: SMS Money

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About this app

Expense Tracker: SMS Money

Automatically track your expenses, subscriptions, bank balances, income, and credit card spending from SMS—securely on your device.

No manual entries. No spreadsheets. No bank login.

Expense Tracker: SMS Money is an AI-powered personal finance manager that automatically understands your financial SMS and organizes your money into one simple dashboard. Stay on top of your spending, subscriptions, bank balances, and credit card expenses while keeping your data completely private.

🤖 AI-Powered Expense Tracker

• Automatically detects financial transactions from SMS
• Tracks UPI, bank transfers, wallets, and credit cards
• AI categorizes expenses into Food, Shopping, Travel, Bills, Entertainment, and more
• No manual expense entry required

📊 Smart Money Manager

• Daily, weekly, monthly, and yearly expense reports
• Category-wise spending analysis
• Income vs. expense tracking
• Visual charts and spending trends
• Discover where your money goes

💳 Credit Card Manager

• Track spending across all your credit cards
• Merchant-wise insights for Amazon, Swiggy, Zomato, Flipkart, Uber, and more
• Monthly and yearly spending summaries
• Understand your credit card usage at a glance

🏦 Bank Balance Tracker

• View balances across multiple bank accounts
• Automatically detected from financial SMS
• No bank login or internet banking required
• One place for all your accounts

🔁 Subscription Tracker

• Detect recurring subscriptions automatically
• Track Netflix, Amazon Prime, Spotify, Apple, Google, Disney+ Hotstar, and more
• View monthly and yearly subscription costs
• Avoid forgotten or unused subscriptions

📈 Personal Finance Insights

• Spending trends and monthly reports
• Top merchants and spending categories
• Income vs. expense analysis
• Better financial decisions with AI-powered insights

🔒 Privacy First

Your privacy is our priority.

• SMS is processed entirely on your device
• Your financial data never leaves your phone
• Nothing is uploaded to our servers
• No account or login required

Why does the app need SMS permission?

Expense Tracker: SMS Money uses financial SMS messages to automatically:

• Detect expenses and income
• Identify bank balances
• Track credit card spending
• Find recurring subscriptions

The app only uses this permission to provide these features. Your SMS remains private and is processed locally on your device..

Why you’ll love Expense Tracker: SMS Money

✔ Fully automatic expense tracking

✔ No manual data entry

✔ Works with most Indian banks and UPI apps

✔ Track subscriptions effortlessly

✔ Analyze credit card spending

✔ View all bank balances in one place

✔ AI-powered personal finance insights

✔ Private, secure, and on-device

Take control of your money with one intelligent app that automatically keeps track of your finances while respecting your privacy.

What’s new

Added Subscription Screen.
UI Improvements