Your Mortgage Toolbox

yourmortgagetoolbox

About this app

Most mortgage calculators only show you the principal and interest payment. That's not the real number. Your Mortgage Toolbox shows you the full monthly payment — including taxes, insurance, and PMI — plus exactly how much cash you'll need to close. No more guessing.

8 free professional-grade calculators, right from your phone. The same math mortgage lenders and real estate agents use — now in your hands.

What’s new

- Pre-Qualification Calculator — Fixed a calculation error that was producing lower-than-correct qualifying amounts, particularly for borrowers with little or no existing debt. Results now match the web calculator.
- Total Payment Calculator — Down payment field now displays a placeholder hint showing it accepts either a percentage or dollar amount.
- Down Payment Savings Goal — Clarified the Cash Needed field with an expanded tooltip explaining all three components of cash to close.