Online loans to your card 24/7 with a high approval rate
Urgent money — approval in 5-15 minutes
Get a loan online to your card quickly and without unnecessary checks.
Money is available to your card 24/7 — even with bad credit.
✔ Online loans to your card
✔ Urgent money with no refusal* (high approval rate)
✔ Online microloans 24/7
✔ Online loans without certificates
📌 Find a loan online
This service helps you find a loan to your card from a wide range of offers. Online loans with fast approval and convenient terms are available.
📌 Loan calculator
Calculate your loan online in advance — find out the repayment amount, interest, and overpayments.
📌 Financial control
Keep track of your income and expenses, monitor your loans, and plan your budget.
📌 Suitable if you need:
• Payday loans
• Get cash on your card
• Apply for a loan online
✅ Advantages:
• High approval rate
• No certificates or guarantors required
• Fast - from 5 minutes
• Available 24/7
• Hassle-free online loans
📌 Loan terms:
• Repayment period: 62 to 365 days.
• Annual percentage rate (APR): from 1% to 32%, including all possible fees and commissions.
• Daily interest rate: from 0.01% to 1%.
• Late payment penalties: 0.1% per day of the overdue payment, up to 10% of the total loan amount.
• Additional fees: none.
• Overdue payments: If payments are late for an extended period, information will be transferred to the Credit History Bureau (CHB).
• Extension: The loan term may be extended upon timely notification to the lender and payment of interest for the initial term. There are no additional fees for extensions.
Example loan cost calculation:
• Loan amount: 20,000 rubles
• Term: 100 days
• Interest rate: 0.08% per day (≈ 2.4% per month)
• Total interest: 1,600 rubles
• Total repayment amount: 21,600 rubles
• Total cost of loan (TCO): 29.2% per annum
In case of late payment:
For late payment, a penalty of 0.1% per day is charged on the overdue amount. The total penalty cannot exceed 10% of the loan amount.
Borrower Requirements:
• Russian citizenship
• Age from 18 to 65
• Russian passport
Additional Information:
• Possible repayment term, including extensions, from 61 to 1826 days
• Loan interest rates range from 10% to 360% per annum
• Failure to repay the loan may result in an increase in debt due to penalties and data transfer to the credit bureau
Sinara Group JSC, Universal License No. 705
of the Central Bank of the Russian Federation
Bank Address: Yekaterinburg, 75 Kuibysheva Street
AK BARS BANK PJSC. General License No. 705 of the Central Bank of the Russian Federation. 2590 dated August 12, 2015
PAO Bank PSB
General Banking License No. 3251 dated April 1, 2025
⚠️ Important: The app is not a lender and does not issue loans. All terms and conditions are provided by partner organizations.
*"No refusal" means a high probability of approval if your application meets the requirements of the credit institutions. The decision is made on an individual basis.
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