Online loans and cards from Russian banks!
Our partners offer a wide selection of financial products:
- Alfa Pay credit card
- Alfa Online debit card
- Cash loan
- Alfa deposit
- Loan to card
- Payday loan
Need money for purchases or urgent expenses? Apply for an Alfa loan online or a loan to card – fast and profitable!
Need money right now?
- Get an Alfa credit card, loan to card, or mortgage on the most favorable terms.
- Credit and debit cards
Alfa-Bank credit card with a long interest-free period
- Alfa-Debit Card with cashback up to 30%
- Mir cards with attractive bonuses
- Instant loans to any card
Everything can be processed online in 5-10 minutes – no need to visit a bank branch.
Loans and Credits
Consumer Loans and Credit Card Loans
Refinancing Existing Loans
Mortgages for New Construction and Existing Homes
Business Loans and Current Accounts for Sole Proprietors
Fast and Convenient for Business
Open a sole proprietorship, open a current account, or receive a business development loan completely online through Alfa-Business Online.
Your application is processed in just one day. No waiting in line or unnecessary paperwork.
Download the Alfa-Online Bank app or visit the website and choose the right banking product today!
To successfully apply, please review the following:
• The minimum repayment period for loans to a card is 91 days, the maximum is 365 days.
• The annual interest rate will not exceed 32.5%. The base rate for using credit funds ranges from 6.00% to 32.5%.
• The interest rate for payday loans varies from a minimum of 0.01% to a maximum of 0.01% daily.
• Overdue payments are subject to a penalty of 0.1% of the overdue amount each day, but the total penalty will not exceed 10% of the original online loan amount.
• Payday loans to a card do not incur any additional fees or charges.
Detailed interest rate calculation example:
1. Loans to a card - 10,000 rubles.
2. Loan term - 91 days.
3. The daily fee is 0.01%, or 10 rubles, which is approximately 3% monthly (calculated for 30 days) or 300 rubles per month.
4. Summing up all fees for 91 days, we get 900 rubles.
5. The total amount to be repaid is 10,900 rubles.
6. The APR, or full-term interest rate (FLC), expressed as a percentage, is 32.5% per annum.
If you miss a payment deadline on a payday loan, the penalty will be 0.1% of the total overdue payment amount each day, up to a maximum of 10% of the total loan amount.
Requirements: Age 18 to 65.