uRekoin: Expense & Budget App
Contains adsIn-app purchases
Everyone
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100+
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About this app
Stop typing in your expenses. uRekoin reads your bank's payment notifications and tells you how much you can spend today without overshooting by the end of the month.
Works with 300+ banking and wallet apps — Google Pay, Revolut, Monzo, Starling, PayPal and many more — without ever connecting to your account: no passwords, no bank login. All trademarks belong to their respective owners; uRekoin is not affiliated with any bank.
It's the expense tracker and personal finance app built for variable income too: freelancers, contractors and the self-employed.
⚡ WHAT YOU WON'T FIND IN OTHER APPS
🔔 Automatic tracking from notifications. uRekoin picks up push notifications from banking apps and logs the expense for you, with no manual entry.
🧠 Merchant recognition that learns from you. A new bank sends a notification? Teach the app to read it in a couple of taps, and from then on it does the rest by itself.
🛡️ Duplicate protection. Paid with a wallet linked to your bank and got two notifications for the same purchase? uRekoin compares them and logs only one.
📉 Smoothed one-off expenses. An unexpected 600-euro bill shouldn't wreck your month: uRekoin spreads it across the remaining days of the cycle or, in premium, over 1 to 6 months.
📅 Backdated entries. Forgot an expense from three days ago? Add it and today's budget recalculates at the right point in the cycle.
🪟 Floating confirmation popup. When a payment notification arrives, confirm the expense with one tap without even opening the app.
🎯 MAIN FEATURES
▸ Dynamic daily budget: enter your salary, fixed costs and savings target. The app works out how much you can spend today and recalibrates every day based on what you have already spent.
▸ Fixed costs and subscriptions: manage essential bills (rent, utilities) separately from streaming subscriptions, with ready-made suggestions and automatic reminders.
▸ Savings goals: name your goals (holiday, new car) and watch your savings grow cycle after cycle. The Parachute keeps track of your emergency fund. Useful for household budgeting too, when the budget is shared.
▸ Categories and animated pie charts to see instantly where your money goes.
▸ Full history: browse day by day, edit amounts and dates, delete mistakes. The budget recalculates itself.
▸ Excel export for your personal bookkeeping.
▸ Backup and restore: change phone without losing your history.
▸ Multilingual: English, Italian, French, German, Spanish.
▸ 100% offline and private: no login, no cloud, no trackers.
💼 FREELANCE AND VARIABLE INCOME
Expense management for people without a fixed salary. Classic budgeting apps only work if the same amount lands at the start of every month. uRekoin does not: it accounts for variable income, shows you how much to set aside for tax, and adapts the budget to what you actually invoice.
💎 PREMIUM (optional)
Unlimited fixed costs, categories, reminders and planned expenses • No ads • Unlimited cycle history • One-off expenses smoothed over 1 to 6 months • Advanced charts and forecasts • Home screen widget • Unlimited Excel export.
€2.49/month or €23.99/year (2 months free), with a 7-day free trial. Prices may vary by country.
Many premium features also unlock for free by watching a short video: no hidden costs.
🔒 PRIVACY
uRekoin accesses notifications only to read banking ones, filtered against a verified list of financial apps. Your data never leaves your device.
The free version shows standard ads; Premium removes them.
uRekoin is a monitoring and planning tool: it is not connected to banks or accounts, does not hold or transfer money and does not provide financial services.
Download uRekoin and find out how much you can spend each day. The budget takes care of itself, you just focus on saving.
Works with 300+ banking and wallet apps — Google Pay, Revolut, Monzo, Starling, PayPal and many more — without ever connecting to your account: no passwords, no bank login. All trademarks belong to their respective owners; uRekoin is not affiliated with any bank.
It's the expense tracker and personal finance app built for variable income too: freelancers, contractors and the self-employed.
⚡ WHAT YOU WON'T FIND IN OTHER APPS
🔔 Automatic tracking from notifications. uRekoin picks up push notifications from banking apps and logs the expense for you, with no manual entry.
🧠 Merchant recognition that learns from you. A new bank sends a notification? Teach the app to read it in a couple of taps, and from then on it does the rest by itself.
🛡️ Duplicate protection. Paid with a wallet linked to your bank and got two notifications for the same purchase? uRekoin compares them and logs only one.
📉 Smoothed one-off expenses. An unexpected 600-euro bill shouldn't wreck your month: uRekoin spreads it across the remaining days of the cycle or, in premium, over 1 to 6 months.
📅 Backdated entries. Forgot an expense from three days ago? Add it and today's budget recalculates at the right point in the cycle.
🪟 Floating confirmation popup. When a payment notification arrives, confirm the expense with one tap without even opening the app.
🎯 MAIN FEATURES
▸ Dynamic daily budget: enter your salary, fixed costs and savings target. The app works out how much you can spend today and recalibrates every day based on what you have already spent.
▸ Fixed costs and subscriptions: manage essential bills (rent, utilities) separately from streaming subscriptions, with ready-made suggestions and automatic reminders.
▸ Savings goals: name your goals (holiday, new car) and watch your savings grow cycle after cycle. The Parachute keeps track of your emergency fund. Useful for household budgeting too, when the budget is shared.
▸ Categories and animated pie charts to see instantly where your money goes.
▸ Full history: browse day by day, edit amounts and dates, delete mistakes. The budget recalculates itself.
▸ Excel export for your personal bookkeeping.
▸ Backup and restore: change phone without losing your history.
▸ Multilingual: English, Italian, French, German, Spanish.
▸ 100% offline and private: no login, no cloud, no trackers.
💼 FREELANCE AND VARIABLE INCOME
Expense management for people without a fixed salary. Classic budgeting apps only work if the same amount lands at the start of every month. uRekoin does not: it accounts for variable income, shows you how much to set aside for tax, and adapts the budget to what you actually invoice.
💎 PREMIUM (optional)
Unlimited fixed costs, categories, reminders and planned expenses • No ads • Unlimited cycle history • One-off expenses smoothed over 1 to 6 months • Advanced charts and forecasts • Home screen widget • Unlimited Excel export.
€2.49/month or €23.99/year (2 months free), with a 7-day free trial. Prices may vary by country.
Many premium features also unlock for free by watching a short video: no hidden costs.
🔒 PRIVACY
uRekoin accesses notifications only to read banking ones, filtered against a verified list of financial apps. Your data never leaves your device.
The free version shows standard ads; Premium removes them.
uRekoin is a monitoring and planning tool: it is not connected to banks or accounts, does not hold or transfer money and does not provide financial services.
Download uRekoin and find out how much you can spend each day. The budget takes care of itself, you just focus on saving.
Budget app that reads your bank notifications: know what you can spend today.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
What’s new
Goals and tips behind the lightbulb icon: every level you complete is worth free Premium days.
Balance updates, OTP codes and declined payments are no longer saved as expenses.
On very large amounts the app asks for confirmation instead of saving on its own.
Evening reminder if your bank stops sending notifications, recap on Sunday.
Fixes and improvements.
Balance updates, OTP codes and declined payments are no longer saved as expenses.
On very large amounts the app asks for confirmation instead of saving on its own.
Evening reminder if your bank stops sending notifications, recap on Sunday.
Fixes and improvements.
Everyone
Learn moreApp support
About the developer
Sebastian Mulè
info@urekoin.app
Via Volontari del Sangue, 7
20033 Solaro
Italy
