uRekoin - Gestione spese smart
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About this app
Stop manually entering expenses. uRekoin reads payment notifications from your bank or wallet (Google Pay, Satispay, Revolut, Intesa, Postepay, and over 120 other apps) without accessing your bank account, and tells you how much you can spend today without going over the limit at the end of the month. It's the expense tracker designed for those with variable incomes: freelancers, self-employed individuals, and flat-rate taxpayers.
Everything stays on your phone. No accounts, no cloud, no account connections, no passwords to share.
🎯 MAIN FUNCTIONS
▸ Dynamic daily budget: enter your salary, fixed expenses, and savings goal. The app calculates how much you can spend today and adjusts every day based on how much you've already spent.
▸ Fixed expenses and subscriptions: Manage mandatory expenses (rent, bills) and subscriptions (Netflix, Spotify) separately, with ready suggestions and automatic reminders to never miss a deadline.
▸ Savings goals: Name your goals (vacation, new car) and watch your savings grow cycle after cycle. Parachute keeps track of your emergency fund.
▸ Animated categories and pie charts to instantly see where your money is going.
▸ Complete history: Browse day by day, edit amounts and dates, and delete errors. The budget recalculates automatically.
▸ Excel export for your personal accounting.
▸ Multilingual: Italian, English, French, German.
▸ 100% offline and private: no login, no cloud, no tracker.
💼 VAT AND FLAT RATE
Expense management for those without a fixed salary. Traditional budget apps only work if the same amount always comes in at the beginning of the month. uRekoin doesn't: it takes into account variable income, shows you how much to set aside for taxes, and adapts the budget to your actual billing, even if you're on a flat rate.
⚡ FEATURES YOU CAN'T FIND IN OTHER APPS
🔔 Automatic tracking of European bank notifications. No manual entry or account access: uRekoin intercepts push notifications from banking apps and records the expense for you.
🧠 Merchant recognition that learns from you. Receive a notification from a new bank? Teach the app to read it with a couple of taps, and from the next time it does it all automatically.
🛡️ Anti-duplication protection. Pay with a wallet linked to the bank and receive two notifications for the same expense? uRekoin compares them and records only one.
📉 Accumulated unexpected expenses. An unexpected €600 expense doesn't have to ruin your month: uRekoin distributes it over the remaining days of the cycle or, with premium, over a period of 1 to 6 months.
📅 Retroactive entry. Forgot about an expense from three days ago? Enter it and today's budget will recalculate at the right point in the cycle.
🪟 Floating confirmation popup. When a payment notification arrives, confirm the expense with a tap without even opening the app.
💎 PREMIUM (optional)
Unlimited fixed expenses, categories, reminders, and planned expenses
• No ads
• Unlimited cycle history
• Amortizable contingencies from 1 to 6 months
• Advanced graphs and forecasts
• Home widgets
• Unlimited Excel export.
€2.99/month or €24.99/year (save 30%), with a 7-day free trial.
Many premium features can also be unlocked for free by watching a short video: no hidden costs.
🔒 PRIVACY
uRekoin only accesses notifications to read banking ones, filtered from a list of verified financial apps. Your data never leaves your device.
uRekoin is a tracking and planning tool: it's not connected to banks or accounts, it doesn't store or transfer money, and it doesn't offer financial services.
Download uRekoin and find out how much you can spend each day. Your budget will automatically work for you; all you have to do is save.
Everything stays on your phone. No accounts, no cloud, no account connections, no passwords to share.
🎯 MAIN FUNCTIONS
▸ Dynamic daily budget: enter your salary, fixed expenses, and savings goal. The app calculates how much you can spend today and adjusts every day based on how much you've already spent.
▸ Fixed expenses and subscriptions: Manage mandatory expenses (rent, bills) and subscriptions (Netflix, Spotify) separately, with ready suggestions and automatic reminders to never miss a deadline.
▸ Savings goals: Name your goals (vacation, new car) and watch your savings grow cycle after cycle. Parachute keeps track of your emergency fund.
▸ Animated categories and pie charts to instantly see where your money is going.
▸ Complete history: Browse day by day, edit amounts and dates, and delete errors. The budget recalculates automatically.
▸ Excel export for your personal accounting.
▸ Multilingual: Italian, English, French, German.
▸ 100% offline and private: no login, no cloud, no tracker.
💼 VAT AND FLAT RATE
Expense management for those without a fixed salary. Traditional budget apps only work if the same amount always comes in at the beginning of the month. uRekoin doesn't: it takes into account variable income, shows you how much to set aside for taxes, and adapts the budget to your actual billing, even if you're on a flat rate.
⚡ FEATURES YOU CAN'T FIND IN OTHER APPS
🔔 Automatic tracking of European bank notifications. No manual entry or account access: uRekoin intercepts push notifications from banking apps and records the expense for you.
🧠 Merchant recognition that learns from you. Receive a notification from a new bank? Teach the app to read it with a couple of taps, and from the next time it does it all automatically.
🛡️ Anti-duplication protection. Pay with a wallet linked to the bank and receive two notifications for the same expense? uRekoin compares them and records only one.
📉 Accumulated unexpected expenses. An unexpected €600 expense doesn't have to ruin your month: uRekoin distributes it over the remaining days of the cycle or, with premium, over a period of 1 to 6 months.
📅 Retroactive entry. Forgot about an expense from three days ago? Enter it and today's budget will recalculate at the right point in the cycle.
🪟 Floating confirmation popup. When a payment notification arrives, confirm the expense with a tap without even opening the app.
💎 PREMIUM (optional)
Unlimited fixed expenses, categories, reminders, and planned expenses
• No ads
• Unlimited cycle history
• Amortizable contingencies from 1 to 6 months
• Advanced graphs and forecasts
• Home widgets
• Unlimited Excel export.
€2.99/month or €24.99/year (save 30%), with a 7-day free trial.
Many premium features can also be unlocked for free by watching a short video: no hidden costs.
🔒 PRIVACY
uRekoin only accesses notifications to read banking ones, filtered from a list of verified financial apps. Your data never leaves your device.
uRekoin is a tracking and planning tool: it's not connected to banks or accounts, it doesn't store or transfer money, and it doesn't offer financial services.
Download uRekoin and find out how much you can spend each day. Your budget will automatically work for you; all you have to do is save.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
What’s new
🧠 Smarter merchant detection: the app remembers all the notification formats you teach it, recognizes merchants you've already confirmed, and learns on its own from wallet payments
📧 No more false expenses from emails: mail receipts (e.g. PayPal) are no longer mistaken for new payments
🏦 easybank (Austria) is now recognized
🌍 Fixed untranslated texts
📧 No more false expenses from emails: mail receipts (e.g. PayPal) are no longer mistaken for new payments
🏦 easybank (Austria) is now recognized
🌍 Fixed untranslated texts
Everyone
Learn moreApp support
About the developer
Sebastian Mulè
info@urekoin.app
Via Volontari del Sangue, 7
20033 Solaro
Italy
