Zebit

Zebit

About this app

Shop thousands of top brands where you can buy now and pay later with no hidden fees.

Better than Lease-to-Own and Rent-to-Own. You could get approved for a max of $1,500 in credit to shop now and pay over 6 months. The price at checkout is what you’ll pay and not a penny more.

Shop product categories including Electronics, eGift Cards, Home & Décor, Jewelry, and more!

How Zebit Works:
1) Download & apply for a Zebit Spending Limit (we don’t check your FICO® score)
2) Shop top brands and choose an item
3) If approved, make a down payment
4) Your item ships and you pay the remaining balance over 6 months

HUGE SELECTION OF TOP BRANDS
Zebit brings top brands to you in one central marketplace. Shop the latest trends in Apple, Samsung, Sony, Nintendo, furniture, jewelry, eGift cards, appliances, tires and more. The best part? There are new products added every month.

PAYMENTS THAT FIT
Why pay in full when you can pay over time for no added cost? Pay for purchases over 6 months without hidden fees, penalties, or “gotchas.” Payments are due based on when you get paid, whether its every two weeks, weekly, semi-monthly or monthly. So, ditch those higher-cost credit alternatives and 4-week pay later options — Zebit is the better way to pay.

MANAGE YOUR ACCOUNT
Use the Zebit app to view your current and past orders, payment history as well as make payments all on the app. You can also view your Spending Limit balance and learn ways to increase your Spending Limit.

Need it? Get it with Zebit.


KEY TERMS:
Most approved customers receive $750-$1,500 for an initial Spending Limit. Zebit has a two-step underwriting process. Zebit verifies your identity, income, and/or employment, to allocate an initial Spending Limit as conditional credit for you to shop, and then we underwrite every purchase attempt at checkout.

Financing terms for $1,000 item: Make a 30% down payment of $300.00. $700.00 is financed at 0% APR for 6 months. This is a representative example. See your Retail Installment Contract for details. Purchasing an electronic certificate today or over time will carry an 18% handling fee. So a $200 valued gift card costs $236. Zebit will verify information using certain specialty credit reporting agencies which does not affect your FICO® score. Zebit’s prices may differ than other retailers’ prices. Compare before you shop. Not all customers will be approved for credit.

FICO® is a registered trademark of Fair Isaac Corporation

Ratings and reviews

App is not that convenient. It runs slower than just going on the website. The rewards system is almost pointless, a few bucks off is almost not worth having the whole system. I dont get the benefits it says for the tiers even though I meet all the requirements, I don't think the rewards counts toward previous history before the rewards system started which sucks. I don't think I'll be using the app over the website unless there is actually an advantage, and I don't see any right now.

Just want to give an updated review. I did get an increase in credit. I know some say that doesn't happen, but it does. You pay zebit on time, and over time, they will increase your limit. I didn't even need to ask either. I love this company. Makes it convenient to get things you need without forking over the full amount. Easy and reasonable payments. Yes, things my cost alittle more on their app, but everyone has to make a buck. Delivery is pretty quick. Never had a problem. 5 stars for them

The verification code needs to be sent directly to my phone number. When I get the email I leave the app to put in the code that's good for 30 min and get told it's invalid. At least threw the phone I wouldn't have to close the app . Once I am able to get into the app browsing is a mess you guys need to work on this app and make it more use friendly and easy to maneuver . (Update) I just realized the developers are well aware of this issue. You guys are losing money with this bug . Fix it.