ZenithBankToken

3.7
255 reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
Learn more
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About this app

This Token App is a mobile application that generates One Time Passwords (OTPs) used in the authentication of electronic transactions.

COST OF TOKEN / CHARGES
The Customer will incur a single charge of N1500 for activation of the Token.

By activating the token on your device, you hereby consent to debit of the relevant linked account with the applicable activation charge.

Note that the Bank may review the activation charge from time to time without notice to Customer.

A one-time password (OTP) is a series of characters that automatically authenticates the user for a single transaction or session. It is also an alternative to the Hardware Token.

Activate the App using the activation details stated below
Click on New Token
Register as an Individual

Select Activation Method

Hardware Token:
Account Number + 4-digit Server PIN and Hardware Token Code

Quick Access:
Visit Bank branch and generate activation code required for enabling access on the Zenith Token App

Image Verification:
Account number + Date of Birth + Liveliness check


OTP Verification:
Account number + Date of Birth + OTP sent to registered mobile number

Register as a Corporate

Select Activation Method

Quick Access:

Visit Bank branch and generate activation code required for enabling access on the Zenith Token App
Updated on
Nov 4, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.7
254 reviews
Emmanuel Chukwuemeka
December 2, 2025
this is just a waste of time , it just takes me round and then says my request will be processed in 24 to 72 hours by email or SMS, and I have waited and waited to no avail, so don't just bother. all I needed was something that could generate token numbers for my transactions instead of using the hard token. I guess I may still have to visit the bank.
64 people found this review helpful
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Green Land
February 9, 2026
this app used to be great. I mean what do you mean I have to wait for 72 hours and get my token via email or sms Why cant the app handle it like a normal app, incompetence at its peak, not to mention that the token stops working every now and then
4 people found this review helpful
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Michael Apeli
February 10, 2026
Waste of data. I barely complete the process to request a hardware token. They tell me they'll process and reply in 72 hrs and then nothing.
12 people found this review helpful
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What’s new

Enhanced Onboarding Process