Zenus Bank: U.S. bank accounts

2.7
222 reviews
50K+
Downloads
Content rating
Everyone
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About this app

Receive a metal Visa Infinite Debit Card with your account and access your money in local currencies around the world.

Hold funds securely, make and receive instant payments with ease and enjoy free international transfers with Zen Transfers to any other Zenus client.

Our app and online banking services give you the control and freedom to manage your money from anywhere in the world.

Access your accounts, manage payments, check your statements and much more. 24 hours a day.

We keep your personal and financial details secure with high-level encryption, and the latest bio-metric recognition technology.

Why open a Zenus account?

· Fully regulated U.S. digital bank

· Fully digital application process without having the visit a branch

· Do not need to be a U.S. citizen or resident

· No minimum balance requirements

· Visa Infinite Debit Card benefits

· Metal Visa Infinite Debit Card upon request

· Access local currencies at ATMs in over 200 countries

· Unlimited free instant Zen Transfers

· Flat fee, unlimited ACH Payments

· Flat fee, unlimited Wire/SWIFT transfers

· Institutional FX rates

· Safe and secure

Apply now.

*Excludes countries sanctioned by the U.S. Department of the Treasury, OFAC and others selected by Zenus


Zenus Bank is licensed and regulated by the Office of the Commissioner of Financial Institutions (OCIF) in Puerto Rico, USA as an International Financial Entity (license #IFE-061).

Zenus™ is a trademark of Zenus Bank International Inc.

Visa is a registered trademark of Visa International Service Association.
Updated on
Mar 22, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Photos and videos
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

2.6
217 reviews
Sinuhé Coronel
May 6, 2024
I've tried to apply multiple times over the course of a year. All of them were met with technical errors that ultimately led to my application being declined without further explanation, all times taking at least a month to be resolved. Customer service experience is terrible, they don't seem to even read what they're being asked. The app feels poorly put together. Overall experience is mediocre. I can't even imagine how poorly are current users served with the trash customer service.
3 people found this review helpful
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Zenus Bank International, Inc
May 6, 2024
We apologize for any inconvenience you may be experiencing. Upon verification in our system, we did not locate any Inquiry Ticket regarding this matter. To provide further assistance, please send an email to clientservices@zenus.com or call us at +1-833-936-8711. Our Client Services agents are available Monday to Friday from 9a.m. - 6p.m. (AST).
Daniel Nivar
February 12, 2024
The bank is good but it needs to fix certain things, the app is very basic for a bank, the card does not notify you when you have an expense, you cannot cancel a transaction, they charge 15 USD fees to transfer within the United States, and 25 dollars International, it is a good option This bank but it has a lot of room for improvement, the app is out of service almost all the time, I like it, but if they don't improve we should migrate.
2 people found this review helpful
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Zenus Bank International, Inc
February 13, 2024
Thank you for your feedback,we appreciate your insights and understand your concerns regarding the app's functionality and fees. We are continuously working to enhance our services and address these issues. Your feedback is valuable to us as we strive to improve the banking experience for our customers. Please contact us if you need more assistance
Edward “Edward” Jones
February 21, 2024
Not allowing to open accounts in india ! This was my third time giving it a try but it always shows some kind of unsuccessful message while clicking on Apply. If you are open for indian's, check error message that stops us moving to next step
4 people found this review helpful
Did you find this helpful?
Zenus Bank International, Inc
February 21, 2024
Hi Edward, thank you for contacting us. We are sorry to hear that. For better assistance with that situation, please write to our Client Services Agents with detailed information about the error at clientservices@zenus.com or call +1-833-936-8711. Our team is available Monday through Friday, 9 am to 6 pm (AST).

What's new

Resolved application crash issue.