Zeraa

Obi Ama

About this app

Zeraa is a smart thrift savings app designed for Nigerian market traders and everyday savers who want a simple, trusted way to keep track of their savings daily, weekly, or monthly.

HOW IT WORKS
Your Zeraa collection agent visits you in the market every day to collect your deposit. At the end of your savings period, you receive your full payout in ca. That is it. No hidden fees, no complicated processes.

FOR CUSTOMERS
- Set your savings goal and deposit amount
- Your agent collects from you daily, weekly, or monthly
- Track your balance, deposits, and payout date in real time
- See exactly how much you will receive at the end of your plan
- Use the built-in calculator to plan your savings before you start
- Your BVN and NIN are encrypted and protected
- Your data is covered under Nigeria's NDPR data protection law

FOR COLLECTION AGENTS
- See your daily collection list every morning
- Record deposits with one tap
- Register new customers on the spot
- Track your commission earnings in real time
- View all your assigned customers and their savings progress

FEATURES
✓ Real-time savings balance tracking
✓ Savings calculator with instant payout preview
✓ Full transaction history with monthly summaries
✓ Secure PIN login
✓ Bank transfer or cash payout options
✓ Next of kin protection — your savings are protected

SECURITY
Zeraa takes your financial data seriously. All sensitive information including BVN, NIN, and bank details are encrypted. Our platform is built on enterprise-grade cloud infrastructure with row-level security protecting every account.

Zeraa is operated by Zeraa Ltd. For support contact us [e-mail]

What’s new

Welcome to Zeraa: your daily thrift savings app.

• Register as a customer through your Zeraa agent
• View your savings balance and track your progress
• See your last deposit and full collection history
• Use the calculator to plan your savings
• Refer friends and earn bonus rewards
• Manage your profile and change your PIN securely