Dluhopisomat — Investování

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Everyone
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Everyone
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About this app

Dluhopisomat is the first licensed crowdfunding platform for bond investments in the Czech Republic. We hold a license from the Czech National Bank and operate in accordance with the EU Crowdfunding Regulation (ECSPR). Invest in the growth of Czech companies and at the same time increase your money.

Why Dluhopisomat?
Fixed return of up to 11.5% per year — without any investment fees. Payment of returns monthly or quarterly directly to your virtual wallet. All investment projects are thoroughly vetted according to the methodology approved by the Czech National Bank and each project has a transparent risk rating from A to E. You can invest from as little as CZK 5,000.

Diversify your portfolio
Choose from proven projects of Czech companies across industries. Build your portfolio according to your acceptable level of risk and spread your investments across multiple projects.

How we protect your investment
Each project can combine multiple types of collateral, e.g.:
— lien on real estate
— collateral with movable property (machinery, supplies)
— personal liability of owners
— corporate liability
For each project, you will find transparently described collateral mechanisms.

How does it work?

1. Register and verify your identity online (via Bank iD or Veriff)
2. Add funds to your investor account from any Czech bank
3. Choose a project and invest in a few clicks
4. Monitor returns in real time and have them paid out regularly

Trust and regulation
Bluhopisomat is part of the CFG group with 7 years of experience in the corporate bond market. More than 170 million CZK has actually been invested on the platform. We are a member of the Czech Fintech Association (CEFTAS).

Rating: Google 4.4/5 — Finex 94%, 1st place — 5nej.cz 9.0/10

Technology that protects you
Bank iD allows you to verify through your bank without having to enter additional data. Veriff verifies your identity so that no one else can invest on your behalf. Your data is stored on AWS servers, which are trusted by banks and government institutions around the world.

Warning: Investing in bonds is risky. Historical returns are not a guarantee of future returns. We recommend investing responsibly. The operator of the dluhopisomat.cz platform is the trading company FUNDSTER a.s., IČO 17355354.
Updated on
Apr 13, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted
Content rating
Everyone
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App support

About the developer
FUNDSTER a.s.
dev@fundster.cz
Vinohradská 2828/151 130 00 Praha Czechia
+420 779 998 359